6170 A1A S, Unit 120, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 6170 A1A S, Unit 120, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,415 sqft · built 1986
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2017)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182930-0120`

Property Details

APN / Parcel Number

Primary APN	`182930-0120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	70 Units
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986

Location & Zoning

Street Address	6170 A1A S, 120
City	SAINT AUGUSTINE
State	FL
Zip	32080-7539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR705/478) ATLANTIC EAST CONDO UNIT 120 OR4320/791
Legal Range	30E
Legal Township	08S
Legal Section	26
Legal Subdivision	ATLANTIC EAST
Legal Lot Number	120
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1007
Census Tract	21403

Owner

6170 A1A S, Unit 120 is owned by two individuals who bought it in January 2017.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1010 CHERRY CREEK DR, VALDOSTA, GA 31605-5931
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jan 23, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Deed Document Number	20175018
Deed Book / Page	4320 / 791
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6170 A1A S UNIT 120, 120, SAINT AUGUSTINE, FL 32080-7539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043461439
Date	Mar 21, 2017
Book Page	4346/1439
Instrument	2017019502

Lender

Name	AMERIS BANK
Type	Bank
Address	VALDOSTA, GA 31602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6170 A1A S UNIT 120, 120, SAINT AUGUSTINE, FL 32080-7539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 CHERRY CREEK DR, VALDOSTA, GA 31605-5931

Mortgage

Document Number	0050560142
Date	Sep 30, 2020
Book Page	5056/142
Instrument	2020084517

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 23, 2017
Property Address	6170 A1A S UNIT 120, 120, SAINT AUGUSTINE, FL 32080-7539
Document Number	0043200791
Book / Page	4320 / 0791
Map Reference	VOL742 PG382
Instrument Date	Dec 27, 2016
Instrument	2017005018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1010 CHERRY CREEK DR, VALDOSTA, GA 31605-5931

Mortgage

Document Number	2017005019
Date	Jan 23, 2017
Instrument	2017005019

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6170 A1A S, Unit 120 was $7,168, down 7.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,000 (-) Building $530,000	$530,000 (-) Building $530,000
2025	$7,168.00 (-7.05%)	$530,000 (-21.75%)	$530,000 (-21.75%)
2024	$7,712.00 (+2.7%)	$677,340 (-1.98%)	$677,340 (-1.98%)
2023	$7,509.00 (+20.94%)	$691,046 (+36.96%)	$691,046 (+36.96%)
2022	$6,209.00	$504,560	$504,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6170 A1A S, Unit 120 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	541 units insured incl. 376 condo units
Nearby Flood Claims	65 (1990–2024)
Claims Outside the SFHA	38 of 65
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6170 A1A S, Unit 120 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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