617 Silver Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 617 Silver Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,960 sqft · built 1995
Lot Size	0.187 acres (8,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,975,000 (May 2021)
Tax Bill	$26,417 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-085-300`

Property Details

APN / Parcel Number

Primary APN	`056-085-300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	2,000 sqft
2nd Floor Area	960 sqft
Basement Area	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	617 SILVER AVE
City	HALF MOON BAY
State	CA
Zip	94019-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT C BLK 4 CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35
Legal Subdivision	CITY OF HALF MOON BAY
Legal Block	4
Legal Lot Number	C
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2048
Census Tract	613501

Owner

Source: San Mateo County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FEDERAL CREDIT UNION
May 24, 2021	Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 24, 2021	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	202181071
Prior Transfer Date	May 17, 2021
Prior Transfer Doc	0000081070
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Jul 2, 2026
Property Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566
Document Number	0000037744
Instrument Date	Jun 24, 2026
Instrument	202637744
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566

Mortgage

Document Number	0000037744,
Date	Jul 2, 2026
Instrument	202637744

Lender

Name	STANFORD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN MATEO CA
Recording Date	May 24, 2021
Property Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566
Document Number	0000081070
Map Reference	MB 107 PG 34&35
Instrument Date	May 17, 2021
Instrument	2021-081070
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 24, 2021
Property Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566
Document Number	0000081071
Map Reference	MB 107 PG 34&35
Instrument Date	May 17, 2021
Instrument	2021-081071
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	617 SILVER AVE, HALF MOON BAY, CA 94019-1566

Mortgage

Document Number	0000081072
Date	May 24, 2021
Instrument	2021-081072

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.37%
Index	5-Year CMT
Max Rate	7.37%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,180,557 (+2%) Land $745,253 Building $1,435,304
2025	$26,417.00 (+10.63%)	$2,137,802 (+4.04%) Land $730,641 Building $1,407,161
2023	$23,878.00 (+1.9%)	$2,054,790 Land $702,270 Building $1,352,520	$2,028,870
2022	$23,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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