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617 Ralde Cir, Ridgeland, MS 39157 Property Records

Madison County property record for 617 Ralde Cir, Ridgeland, MS 39157

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,222 sqft · built 1964
Lot Size0.266 acres (11,592 sqft)
OwnerIndividual Name on Record
Tax Bill$443 (2025)
Deeds & MortgagesJul 2021 Mortgage
Feb 2009 Loan Modification
Flood ZoneZone AE (high risk)
APN072I-31B-081

Property Details

APN / Parcel Number

Primary APN072I-31B-081
Alternative APNs
  • 072I-31B-081/00.00
  • 18223

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,222 sqft Adjusted Area
Gross Area1,098 sqft
1st Floor Area1,098 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,592 sqft (0.266 acres)
Patio Area224 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number18223
Street Address617 RALDE CIR
CityRIDGELAND
StateMS
Zip39157-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 LAKELAND ESTATES PART 2 A@115
Legal Range02E
Legal Township07N
Legal Section31
Legal SubdivisionLAKELAND EST PT 2
Legal Lot Number19
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group2
Census Block2034
Census Tract30105

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address617 RALDE CIR, RIDGELAND, MS 39157-3922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 17, 2009Loan Modification, Mortgage
CHASE HM FIN

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 10, 2007
Transfer Doc0023100187
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address617 RALDE CIR, RIDGELAND, MS 39157-3922
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004066/208
DateJul 12, 2021
Book Page4066/208
Instrument930902
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMay 1, 2036

February 2009: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address617 RALDE CIR, RIDGELAND, MS 39157-3922
Document Number0000877336
Instrument DateFeb 17, 2009
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 RALDE CIR RIDGELAND MS 391573922, RIDGELAND, MS 39157-3922

Mortgage

Document Number0000877336
DateOct 8, 2019
Book Page003773/000940
Instrument877336
Lender
NameCHASE HM FIN
TypeFunding / Finance Company
AddressMONROE, LA 71203
Agreement
AmountAmount Recorded
Term180 Months
DueOct 7, 2034
Interest
Rate9.25%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$443.00 Homeowner's exemption$6,625 (-)$66,250 (-) Land $30,000 Building $36,250
2024$443.00
2023$443.00 Homeowner's exemption$6,625$66,250 Land $30,000 Building $36,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people · EPA ID MS0450013
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area		100 / 20

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