617 Railroad Ave, North Augusta, SC 29841 Property Records

Aiken County property record for 617 Railroad Ave, North Augusta, SC 29841

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,574 sqft · built 2016
Owner	Individual Name on File
Last Sale	$730,900 (Jan 2026)
Tax Bill	$1,400 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-13-37-004`

Property Details

APN / Parcel Number

Primary APN	`007-13-37-004`
Alternative APN	`R2025067126`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	2,798 sqft
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	625 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025067126
Street Address	617 RAILROAD AVE
City	NORTH AUGUSTA
State	SC
Zip	29841-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMONDS FERRY PHASE D LOT 14 BLOCK 13 SECTION 1
Legal Subdivision	HAMMONDS FERRY PHASE D
Legal Phase	D
Legal Block	13
Legal Lot Number	14
Jurisdiction	AIKEN SC
Township / Civil Division	NORTH AUGUSTA
Census Block Group	1
Census Block	1083
Census Tract	20802

Owner

617 Railroad Ave is owned and occupied by an individual who bought it in January 2026.

Source: Aiken County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	617 RAILROAD AVE, NORTH AUGUSTA, SC 29841-3784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Transfer · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK & TRUST
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Jul 12, 2017	Loan Modification, Mortgage · Conventional Mortgage SECURITY FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Jul 5, 2016 · Amount on File
Deed Document Number	20261133
Deed Book / Page	5291 / 1947
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Jan 13, 2026
Property Address	617 RAILROAD AVE, NORTH AUGUSTA, SC 29841-3784
Document Number	05291/1947
Book / Page	5291 / 1947
Map Reference	MB 59 PG 230
Instrument Date	Jan 12, 2026
Instrument	2026001133
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 RAILROAD AVE, NORTH AUGUSTA, SC 29841-3784

Mortgage

Document Number	2026001134
Date	Jan 13, 2026
Instrument	2026001134

Lender

Name	QUEENSBOROUGH NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	617 RAILROAD AVE, NORTH AUGUSTA, SC 29841-3784
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04775/1495
Date	May 1, 2019
Book Page	4775/1495
Instrument	2019010611

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 30, 2044

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	AIKEN SC
Property Address	617 RAILROAD AVE, NORTH AUGUSTA, SC 29841-3784
Document Number	4673/1786
Book / Page	004673 / 001786
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 WEST AVE NORTH AUGUSTA SC 298413620, NORTH AUGUSTA, SC 29841-3620

Mortgage

Document Number	4673/1786
Date	Jul 24, 2017
Book Page	004673/001786
Instrument	18221

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 23, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 617 Railroad Ave was $1,400.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	North Augusta City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,400.00	$15,990	$477,500 Land $70,000 Building $407,500
2023	$1,604.00	$15,990 Land $2,344 Building $13,646	$477,500 Land $70,000 Building $407,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 617 Railroad Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Aug 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Railroad Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH AUGUSTA serves 26,125 people · EPA ID SC0210003
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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