617 Osage St, Ardmore, OK 73401 Property Records

Carter County property record for 617 Osage St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,675 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Nov 2020)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56834`

Property Details

APN / Parcel Number

Primary APN	`56834`
Alternative APN	`1410-00-003-026-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	2,714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56834
Street Address	617 OSAGE ST
City	ARDMORE
State	OK
Zip	73401-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN HEIGHTS #3, BLK 3 LOT 26 (70X120) LOT 27 (70X120)
Legal Range	01E
Legal Township	04S
Legal Section	25
Legal Subdivision	WESTERN HEIGHTS #3
Legal Block	3
Legal Lot Number	26,27
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3000
Census Tract	893002

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	617 OSAGE ST, ARDMORE, OK 73401-2251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
Nov 22, 2021	Re-recorded Document ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW
Nov 16, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 20, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	202012357
Deed Book / Page	6959 / 309
Last Transfer Date	Nov 22, 2021
Transfer Doc	007142/159
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	617 OSAGE ST, ARDMORE, OK 73401-2251
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006842/072
Date	Feb 11, 2020
Book Page	6842/072
Instrument	2020-001823

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2021

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CARTER OK
Recording Date	Nov 22, 2021
Property Address	617 OSAGE ST, ARDMORE, OK 73401-2251
Document Number	007142/159
Book / Page	7142 / 159
Instrument Date	Nov 22, 2021
Instrument	2021-013108
Record Updated	Jan 25, 2023
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	617 OSAGE ST, ARDMORE, OK 73401-2251

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 16, 2020
Property Address	617 OSAGE ST, ARDMORE, OK 73401-2251
Document Number	006959/309
Book / Page	6959 / 309
Instrument Date	Nov 13, 2020
Instrument	2020-012357
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	617 OSAGE ST, ARDMORE, OK 73401-2251

Mortgage

Document Number	2020012358
Date	Nov 16, 2020
Instrument	2020-012358

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 20, 2017
Property Address	617 OSAGE ST, ARDMORE, OK 73401-2251
Document Number	006486/215
Book / Page	6486 / 215
Instrument Date	Dec 15, 2017
Instrument	2017-013232
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 OSAGE ST, ARDMORE, OK 73401-2251

Mortgage

Document Number	2017013233
Date	Dec 20, 2017
Instrument	2017-013233

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 18, 2023

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,354 (+5%) Land $3,600 Building $38,754	$352,953 (-14.63%) Land $30,000 Building $322,953
2025	$4,026.00 (-0.02%)	$40,338 (+5.32%) Land $3,600 Building $36,738	$413,432 (+7.28%) Land $30,000 Building $383,432
2024	$4,027.00 (+11.71%)	$38,300 (+5%) Land $3,600 Building $34,700	$385,370 (+9.89%) Land $30,000 Building $355,370
2023	$3,605.00	$36,476 Land $3,600 Building $32,876	$350,685 Land $30,000 Building $320,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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