617 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 617 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,537 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2017)
Tax Bill	$8,437 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-304-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-304-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,537 sqft Living Area
Gross Area	3,620 sqft
Basement Area	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	617 N SPRING ST
City	ELGIN
State	IL
Zip	60120-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT 199
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	199
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2023
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-304-007

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	617 N SPRING ST, ELGIN, IL 60120-3651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Construction Mortgage SOFI BANK NA
Jun 06, 2017	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2017 · Amount on Record
Deed Sale	Jun 06, 2017 · Amount on Record
Prior Sale	Apr 23, 2014
Deed Document Number	201728771
Prior Transfer Date	Jan 13, 2006
Prior Transfer Doc	0000005570
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	617 N SPRING ST, ELGIN, IL 60120-3651
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002479
Date	Jan 20, 2026
Instrument	2026K002479

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2046

Interest

Rate Type	Fixed Rate
Rate	8.06%

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 06, 2017
Property Address	617 N SPRING ST, ELGIN, IL 60120-3651
Document Number	0000028771
Instrument Date	May 31, 2017
Instrument	2017K028771
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 REGENCY DR APT 229, 229, BLOOMINGDALE, IL 60108-2148

Mortgage

Document Number	0000028772
Date	Jun 06, 2017
Instrument	2017K028772

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,437.00 (+15.88%) Homeowner's exemption
2024		$109,229 (+21.39%) Land $18,634 Building $90,595	$327,818 (+21.44%) Land $55,924 Building $271,894
2022	$7,281.00 (+4.46%) Homeowner's exemption	$89,979 (+6.96%) Land $15,350 Building $74,629	$269,937 (+6.96%) Land $46,050 Building $223,887
2021	$6,970.00 Homeowner's exemption	$84,124 Land $14,351 Building $69,773	$252,372 Land $43,053 Building $209,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Opiquad, T-Mobile USA, Radiate Holdings, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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