617 N Cherry St, Eaton, OH 45320 Property Records

Preble County property record for 617 N Cherry St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,511 sqft · built 1900
Lot Size	0.138 acres (6,029 sqft)
Owner	Individual Name on File
Last Sale	$106,600 (Nov 2021)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-037-03-001-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-037-03-001-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
1st Floor Area	1,124 sqft
Upper Floors Area	387 sqft
Basement Area	387 sqft
Unfinished Basement	387 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,029 sqft (0.138 acres)
Lot Dimensions	134 ft deep x 45 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Canopy	150 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	617 N CHERRY ST
City	EATON
State	OH
Zip	45320-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 416 N 1/2 PT
Legal Subdivision	CITY OF EATON
Legal Lot Number	416
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	3
Census Block	3019
Census Tract	455002

Owner

617 N Cherry St is owned and occupied by an individual who bought it in November 2021.

Source: Preble County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	617 N CHERRY ST, EATON, OH 45320-1861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 22, 2021	Warranty Deed, Transfer FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	May 1, 1981
Deed Document Number	20216282
Deed Book / Page	426 / 1763
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Nov 1, 2021
Property Address	617 N CHERRY ST, EATON, OH 45320-1861
Document Number	00426/1763
Book / Page	426 / 1763
Instrument Date	Oct 29, 2021
Instrument	202100006282
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2021
Title Company	FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 N CHERRY ST, EATON, OH 45320-1861

Mortgage

Document Number	202100006283
Date	Nov 1, 2021
Instrument	202100006283

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 22, 2021
Property Address	617 N CHERRY ST, EATON, OH 45320-1861
Document Number	420/2421
Book / Page	420 / 2421
Instrument Date	Jun 15, 2021
Instrument	202100003599
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15303 PROVIDENCE PIKE, BROOKVILLE, OH 45309-8794

Tax Assessment & Valuation

The 2025 property tax bill for 617 N Cherry St was $1,842 with a homeowner's exemption, up 1.2% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,842.00 (+1.15%) Homeowner's exemption	$51,530 (-) Land $5,430 Building $46,100
2024	$1,821.00 (-14.39%) Homeowner's exemption	$51,530 (-) Land $5,430 Building $46,100
2023	$2,127.00 (+66.3%) Homeowner's exemption	$51,530 (+76.29%) Land $5,430 Building $46,100	$147,200 Land $15,500 Building $131,700
2022	$1,279.00 Homeowner's exemption	$29,230 Land $5,220 Building $24,010
2020			$147,200 Land $15,500 Building $131,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 617 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 617 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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