617 Mesquite Tree Rd, Waco, TX 76705 Property Records

McLennan County property record for 617 Mesquite Tree Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,935 sqft · built 2023
Lot Size	3.62 acres (158,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,426 (Jul 2026)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-023511-000400-0`

Property Details

APN / Parcel Number

Primary APN	`20-023511-000400-0`
Alternative APN	`404987`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	158,079 sqft
Lot Dimensions	1,198 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	MESQUITE TREE RD
City	WACO
State	TX
Zip	76705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMANCHE CREEK TWO LOT 4 BLOCK 1 ACRES 3.629
Legal Subdivision	COMANCHE CREEK TWO
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1015
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 E PARADISE CT, VISALIA, CA 93292-5592
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer · FHA Mortgage SUSSEX BANK
Sep 15, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK
Jun 2, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	202622984
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 20, 2026
Property Address	617 MESQUITE TREE RD, WACO, TX 76705-6204
Document Number	0000022984
Instrument Date	Jul 16, 2026
Instrument	202622984
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 E PARADISE CT, VISALIA, CA 93292-5592

Mortgage

Document Number	0000022985,
Date	Jul 20, 2026
Instrument	202622985

Lender

Name	SUSSEX BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	617 MESQUITE TREE RD, WACO, TX 76705-6204
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037325
Date	Sep 15, 2022
Instrument	2022037325

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 2, 2023
Property Address	617 MESQUITE TREE RD, WACO, TX 76705-6204
Document Number	0000016453
Map Reference	FILE 2020025969
Instrument Date	May 31, 2023
Instrument	2023016453
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 MESQUITE TREE RD, LACY LAKEVIEW, TX 76705-6204

Mortgage

Document Number	0000016454
Date	Jun 2, 2023
Instrument	2023016454

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,953 (+4.63%) Land $83,253 Building $274,700	$357,953 (+4.63%) Land $83,253 Building $274,700
2025	$2,452.00 (-49.97%) Homeowner's exemption Senior Citizen's exemption	$342,100 (+800.03%) Land $68,750 Building $273,350	$342,100 (+800.03%) Land $68,750 Building $273,350
2024	$4,901.00 (+797.62%)
2023		$38,010 Land $38,010	$38,010 Land $38,010
2022	$546.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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