617 Lake St, Seneca, IL 61360 Property Records

LaSalle County property record for 617 Lake St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,884 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Jan 2005)
Tax Bill	$7,245 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-51-103-001`

Property Details

APN / Parcel Number

Primary APN	`29-51-103-001`
Alternative APN	`20-35-101-001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,884 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	617 LAKE ST
City	SENECA
State	IL
Zip	61360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE RIVER DRIVE ESTATES PHASE III, LT 2 SEC 35-33-5
Legal Range	05
Legal Township	33
Legal Section	35
Legal Subdivision	LAKE RIVER DRIVE ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	2
Jurisdiction	LASALLE IL
Township / Civil Division	BROOKFIELD
Census Block Group	4
Census Block	4027
Census Tract	963700

Owner

617 Lake St is owned and occupied by two individuals who bought it in January 2005.

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	617 LAKE ST, MARSEILLES, IL 61341-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2005 · Amount on File
Deed Sale	Jan 10, 2005 · Amount on File
Deed Document Number	2005743
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	617 LAKE ST, SENECA, IL 61360
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202113788
Date	Sep 3, 2021
Instrument	2021-13788

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	617 LAKE ST, SENECA, IL 61360
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107151
Date	May 11, 2021
Instrument	2021-07151

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	617 LAKE ST, SENECA, IL 61360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201810230
Date	Jul 26, 2018
Instrument	201810230

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 10, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 617 Lake St was $7,245, down 3.8% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Brookfield Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,245.00 (-3.8%)	$123,648 Land $21,116 Building $102,532	$370,944 Land $63,348 Building $307,596
2024	$7,531.00
2023		$109,220 (+15.65%) Land $18,652 Building $90,568	$327,660 (+15.65%) Land $55,956 Building $271,704
2022		$94,442 Land $17,153 Building $77,289	$283,326 Land $51,459 Building $231,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 Lake St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1985–2013)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
digiMax Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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