617 Lake Dr, Coldwater, MI 49036 Property Records

Branch County property record for 617 Lake Dr, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$1,500 (Apr 2000)
Tax Bill$5,558 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN110-C10-000-017-99

Property Details

APN / Parcel Number

Primary APN110-C10-000-017-99

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address617 LAKE DR
CityCOLDWATER
StateMI
Zip49036-8515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT NO. 17 CEDAR BANK PLAT ALSO PAR 50 FT N & S BY 40 FT E & W ALG E LI OF LOT 18 SEC 26 T7S R6W NEW FOR 2001 OUT OF
Legal Range06W
Legal Township07S
Legal Section26
Legal SubdivisionPART OF & ADD
Legal Lot Number18
JurisdictionBRANCH MI
Township / Civil DivisionOVID
Census Block Group3
Census Block3003
Census Tract951000

Owner

617 Lake Dr is owned by an individual who acquired it in October 2007.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address7710 MANORE RD, WHITEHOUSE, OH 43571-9721
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CHARLES GOTTSCHALK
Feb 10, 2023Deed of Trust, Mortgage
CHARLES GOTTSCHALK ETAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2000 · Amount on File
Deed SaleApr 7, 2000 · Amount on File
Deed Book / Page796 / 239
Last Transfer DateOct 31, 2007
Transfer Doc200708250
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address617 LAKE DR, COLDWATER, MI 49036-8515
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 LAKE DR, COLDWATER, MI 49036-8515

Mortgage

Document Number0202600307
DateJan 16, 2026
Instrument2026-00307
Lender
NameCHARLES GOTTSCHALK
TypePrivate Party
Address7710 MANORE RD, WHITEHOUSE, OH 43571
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address617 LAKE DR, COLDWATER, MI 49036-8515
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 LAKE DR, COLDWATER, MI 49036-8515

Mortgage

Document Number0202300708
DateFeb 10, 2023
Instrument2023-00708
Lender
NameCHARLES GOTTSCHALK ETAL
TypePrivate Party
AddressWHITEHOUSE, OH 43571
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 617 Lake Dr was $5,558, up 2.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionOvid Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,691 (+2.13%)$573,382 (+2.13%)
2025$5,558.00 (+2.75%)$280,720$561,440
2024$5,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1982–2018)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 617 Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Frontier, Lakeland Internet, Mercury Fiber, MetaLINK Technologies, T-Mobile.

Nearby Properties on Lake Dr

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