617 Independence Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 617 Independence Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,376 sqft · built 1991
Lot Size	0.189 acres (8,246 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Aug 2012)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Feb 2020 Loan Modification Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`351A-118`

Property Details

APN / Parcel Number

Primary APN	`351A-118`
Alternative APNs	`404751000` `045539`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,246 sqft (0.189 acres)
Lot Dimensions	133 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	404751000
Street Address	617 INDEPENDENCE DR
City	JACKSONVILLE
State	NC
Zip	28546-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-LD
Legal Description	L9 S1 HERITAGE SQ
Legal Subdivision	HERITAGE SQUARE SEC 1
Legal Lot Number	9
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1010
Census Tract	2201

Owner

617 Independence Dr is owned and occupied by an individual who bought it in August 2012.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	617 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Loan Modification, Mortgage M&T BK
Nov 16, 2018	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2012 · Amount on File
Deed Sale	Aug 24, 2012 · Amount on File
Deed Book / Page	3837 / 884
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	617 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7315
Document Number	0051100707
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 INDEPENDENCE DR JACKSONVILLE NC 285467315, JACKSONVILLE, NC 28546-7315

Mortgage

Document Number	0051100707
Date	Feb 24, 2020
Book Page	005110/000707

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	617 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7315
Document Number	0048710446
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 INDEPENDENCE DR JACKSONVILLE NC 285467315, JACKSONVILLE, NC 28546-7315

Mortgage

Document Number	0048710446
Date	Dec 10, 2018
Book Page	004871/000446

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 617 Independence Dr was $1,994.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00	$233,944 Land $60,000 Building $173,944	$233,944 Land $60,000 Building $173,944
2023	$1,947.00	$155,177 Land $25,000 Building $130,177	$155,177 Land $25,000 Building $130,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 Independence Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Metronet.

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