617 Gist Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 617 Gist Ave, Silver Spring, MD 20910 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,692 sqft · built 1934
Lot Size	0.117 acres (5,115 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jul 2026)
Tax Bill	$6,833 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01371608`

Property Details

APN / Parcel Number

Primary APN	`13-01371608`
Alternative APN	`01371608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,115 sqft (0.117 acres)
View / Lot	Waterfront
Porch	Open Porch
Porch Area	84 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01371608
Street Address	617 GIST AVE
City	SILVER SPRING
State	MD
Zip	20910-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA VILLAGE
Legal Subdivision	SARATOGA VILLAGE
Legal Block	B
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2014
Census Tract	702401

Owner

Source: Montgomery County records · APN 13-01371608

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	617 GIST AVE, SILVER SPRING, MD 20910-5233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BANK
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 04, 2020	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Dec 04, 2020 · Amount on Record
Deed Book / Page	70770 / 62
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	69122
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 28, 2026
Property Address	617 GIST AVE, SILVER SPRING, MD 20910-5233
Document Number	7077000062
Book / Page	70770 / 62
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$691,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 GIST AVE, SILVER SPRING, MD 20910-5233

Mortgage

Document Number	7077000071,
Date	Jul 28, 2026
Book Page	70770/71

Lender

Name	ATLANTIC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	617 GIST AVE, SILVER SPRING, MD 20910-5233
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 GIST AVE, SILVER SPRING, MD 20910-5233

Mortgage

Document Number	0660830116
Date	Jul 28, 2022
Book Page	66083/116

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 04, 2020
Property Address	617 GIST AVE, SILVER SPRING, MD 20910-5233
Document Number	0612690358
Book / Page	61269 / 358
Map Reference	MB 15 PL 990
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	617 GIST AVE, SILVER SPRING, MD 20910-5233

Mortgage

Document Number	61269365
Date	Dec 04, 2020
Instrument	61269/365

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,600 (+10.73%)	$731,200 (-) Land $325,800 Building $405,400
2025	$6,833.00 (+0.1%)	$602,000 (+14.24%)	$731,200 (+36.06%) Land $325,800 Building $405,400
2024	$6,826.00 (+22.31%)
2023		$526,967	$537,400 Land $325,800 Building $211,600
2022	$5,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317024012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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