617 Fleming St, Apt 4, Key West, FL 33040 Property Records

Monroe County property record for 617 Fleming St, Apt 4, Key West, FL 33040

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 887 sqft · built 1929
Lot Size	0.25 acres (10,896 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2021)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00006260-000104`

Property Details

APN / Parcel Number

Primary APN	`00006260-000104`
Alternative APNs	`01010100006260000104` `8906684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	11 Units
Building Area	887 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Condo/Apartment
Lot Area	10,896 sqft (0.25 acres)

Location & Zoning

Account Number	8906684
Street Address	617 FLEMING ST, 4
City	KEY WEST
State	FL
Zip	33040-6898
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HMDR
Legal Description	UNIT 4 CAMPBELL COURTYARD CONDOMINIUM OR1492-16/18 OR1943-1471/72 OR2637-337/38 OR3123-0842
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 36
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1016
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

617 Fleming St, Apt 4 is owned by two individuals who bought it in September 2021.

Source: Monroe County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 W MARKET ST, ORWIGSBURG, PA 17961-1812
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Jul 1, 2013 · Amount on File
Deed Document Number	20212337955
Deed Book / Page	3123 / 842
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	617 FLEMING ST APT 4, 4, KEY WEST, FL 33040-6898
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028522046
Date	May 5, 2017
Book Page	2852/2046
Instrument	2121839

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	617 FLEMING ST APT 4, 4, KEY WEST, FL 33040-6898
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 FLEMING ST, KEY WEST, FL 33040-6800

Mortgage

Document Number	0030461215
Date	Sep 25, 2020
Book Page	3046/1215
Instrument	2283333

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 1, 2021
Property Address	617 FLEMING ST APT 4, 4, KEY WEST, FL 33040-6898
Document Number	0031230842
Book / Page	3123 / 842
Map Reference	MB 1459 PG 108
Instrument Date	Aug 27, 2021
Instrument	2337955
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 16TH TER, 1118, KEY WEST, FL 33040-4278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W MARKET ST, ORWIGSBURG, PA 17961-1812

Mortgage

Document Number	3123844
Date	Sep 1, 2021
Instrument	3123/844

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 617 Fleming St, Apt 4 was $8,257, up 11.2% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,257.00 (+11.16%)	$948,137 Building $948,137	$948,137 Building $948,137
2024	$7,428.00 (+2.1%)
2023	$7,275.00 (+13.02%)	$843,873 (+16.25%) Building $843,873	$843,873 (+16.25%) Building $843,873
2022	$6,437.00	$725,927 Building $725,927	$725,927 Building $725,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 617 Fleming St, Apt 4 in Zone X, an area of minimal flood risk, though there have been 400 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 202 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 units insured incl. 40 condo units
Nearby Flood Claims	400 (1978–2024)
Claims Outside the SFHA	44 of 400
Most Recent Claim	May 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 92 claims Hurricane Wilma, Nov 2005 · 117 claims Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 617 Fleming St, Apt 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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