617 Cedar Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 617 Cedar Rd, Baltimore, MD 21221

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,056 sqft · built 1951
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 1995)
Tax Bill	$3,837 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2019 Mortgage + 1 more
APN	`15-1516150111`

Property Details

APN / Parcel Number

Primary APN	`15-1516150111`
Alternative APN	`1516150111`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,008 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1516150111
Street Address	617 CEDAR RD
City	ESSEX
State	MD
Zip	21221-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 52-53 BACK RIVER HIGHLANDS
Legal Subdivision	BACK RIVER HIGHLANDS
Legal Block	1
Legal Lot Number	52
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1007
Census Tract	450200

Owner

617 Cedar Rd is owned and occupied by two individuals who bought it in October 1995.

Source: Baltimore County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	617 CEDAR RD, ESSEX, MD 21221-4802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 1995 · Amount on File
Deed Sale	Oct 2, 1995 · Amount on File
Deed Book / Page	11238 / 134
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Jul 2, 2026
Property Address	617 CEDAR RD, ESSEX, MD 21221-4802
Document Number	5149000307
Book / Page	51494 / 307
Instrument Date	Jun 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CEDAR RD, ESSEX, MD 21221-4802

Mortgage

Document Number	5149000307,
Date	Jul 2, 2026
Book Page	51494/307

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	617 CEDAR RD, BALTIMORE, MD 21221-4802
Document Number	0423300221
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	617 CEDAR RD BALTIMORE MD 212214802, BALTIMORE, MD 21221-4802

Mortgage

Document Number	0423300221
Date	Jan 10, 2020
Book Page	042330/000221

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2030

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	617 CEDAR RD, BALTIMORE, MD 21221-4802
Document Number	0406690046
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	617 CEDAR RD ESSEX MD 212214802, ESSEX, MD 21221-4802

Mortgage

Document Number	0406690046
Date	Sep 14, 2018
Book Page	040669/000046

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2033

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,367	$281,300 Land $84,000 Building $197,300
2024	$3,837.00 (+104.97%)
2023	$1,872.00 Homeowner's exemption	$212,500 Land $77,500 Building $135,000	$212,500 Land $77,500 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 617 Cedar Rd; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Aug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Cedar Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

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