617 Cedar Cir, Eaton, OH 45320 Property Records

Preble County property record for 617 Cedar Cir, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$123,440 (Nov 2024)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2016 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-081-02-005-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-081-02-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	230 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	617 CEDAR CIR
City	EATON
State	OH
Zip	45320-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2670 MAPLEWOOD ESTATES SUBD SEC 7
Legal Subdivision	MAPLEWOOD ESTATES SUBD SEC 7
Legal Block	2
Legal Lot Number	2670
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1013
Census Tract	455001

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6682 CRESTHAVEN AVE, WEST CHESTER, OH 45069-3040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 4, 2016	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 31, 2014	Deed of Trust, Mortgage · Conventional Mortgage THE SOMERVILLE NATIONAL BANK
Nov 12, 2024	Warranty Deed, Transfer RIVERTOWNE TITLE LLC
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 17, 2006	Warranty Deed, Transfer THE SOMERVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Oct 17, 2006 · Amount on File
Deed Document Number	1358
Deed Book / Page	461 / 40
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00427/1589
Date	Nov 22, 2021
Book Page	427/1589
Instrument	202100006684

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00356/2386
Date	Jan 4, 2016
Book Page	356/2386
Instrument	201600000016

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CEDAR CIR, EATON, OH 45320-9344

Mortgage

Document Number	00415/2247
Date	Mar 3, 2021
Book Page	415/2247
Instrument	202100001248

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2046

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00342/2434
Date	Jul 31, 2014
Book Page	342/2434
Instrument	201400003134

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Nov 12, 2024
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Document Number	0000461/40
Book / Page	461 / 40
Map Reference	MB 356 PG 2384
Instrument Date	Oct 30, 2024
Instrument	202400004250
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$123.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6682 CRESTHAVEN AVE, WEST CHESTER, OH 45069-3040

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CEDAR CIR, EATON, OH 45320-9344

Mortgage

Document Number	415/2247
Date	Mar 3, 2021
Book Page	415/2247
Instrument	202100001248

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2046

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 17, 2006
Property Address	617 CEDAR CIR, EATON, OH 45320-9344
Document Number	254/2178
Book / Page	254 / 2178
Instrument Date	Oct 13, 2006
Instrument	200600075154
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 CEDAR CIR, EATON, OH 45320-9344

Mortgage

Document Number	200600075155
Date	Oct 17, 2006
Instrument	200600075155

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

Mortgage

Document Number	00254/2195
Date	Oct 17, 2006
Book Page	254/2195
Instrument	200600075157

Lender

Name	THE SOMERVILLE NATIONAL BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2021

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00 (+1.46%)	$53,100 (-) Land $6,550 Building $46,550
2024	$1,918.00 (-12.46%)	$53,100 (-) Land $6,550 Building $46,550
2023	$2,191.00 (+49.05%) Homeowner's exemption	$53,100 (+56.54%) Land $6,550 Building $46,550	$151,700 (-) Land $18,700 Building $133,000
2022	$1,470.00 Homeowner's exemption	$33,920 Land $4,730 Building $29,190
2020			$151,700 Land $18,700 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

617 Cedar Cir, Eaton, OH 45320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2014: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2006: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Cir

Nearby Streets

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