617 Carter Rd, Ridgeville, SC 29472 Property Records

Dorchester County property record for 617 Carter Rd, Ridgeville, SC 29472

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,258 sqft · built 2021
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jul 2020)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-04-01-005`

Property Details

APN / Parcel Number

Primary APN	`119-04-01-005`
Alternative APN	`R0006693`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	392,040 sqft (9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0006693
Street Address	617 CARTER RD
City	RIDGEVILLE
State	SC
Zip	29472-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR_DC
Legal Description	LOT 5
Legal Subdivision	CAROLINA BAY EAST
Legal Lot Number	5
Jurisdiction	DORCHESTER SC
Township / Civil Division	RIDGEVILLE
Census Block Group	2
Census Block	2035
Census Tract	10400

Owner

617 Carter Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Dorchester County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	617 CARTER RD, RIDGEVILLE, SC 29472-5814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF SOUTH CAROLINA
Oct 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF SC
Jul 16, 2020	Grant Deed, Construction Loan · Construction Mortgage BANK OF SC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Aug 30, 2010 · Amount on File
Deed Document Number	2020017421
Deed Book / Page	12624 / 1
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	617 CARTER RD, RIDGEVILLE, SC 29472-5814
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136600124
Date	Sep 15, 2021
Book Page	13660/124
Instrument	2021030159

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Oct 12, 2020
Property Address	617 CARTER RD, RIDGEVILLE, SC 29472-5814
Document Number	2829/0157
Book / Page	012829 / 000157
Instrument Date	Oct 5, 2020
Instrument	27011
Transaction Type	Construction Loan
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CARTER RD RIDGEVILLE SC 29472, RIDGEVILLE, SC 29472

Mortgage

Document Number	2829/0157
Date	Oct 12, 2020
Book Page	012829/000157
Instrument	27011

Lender

Name	BANK OF SC
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 11, 2021

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 16, 2020
Property Address	617 CARTER RD, RIDGEVILLE, SC 29472-5814
Document Number	2624/0001
Book / Page	012624 / 000001
Instrument Date	Jun 30, 2020
Instrument	17421
Transaction Type	Construction Loan
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 RIVER DR SEVERNA PARK MD 211463053, SEVERNA PARK, MD 21146-3053

Mortgage

Document Number	2624/0005
Date	Jul 16, 2020
Book Page	012624/000005
Instrument	17422

Lender

Name	BANK OF SC
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 617 Carter Rd was $3,147, down 8.8% from the year before.

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (-8.76%)	$30,845 Land $11,169 Building $19,676	$695,130 Land $203,224 Building $491,906
2024	$3,449.00 (+1.56%)
2023	$3,396.00 (+11.64%)	$28,225 (+50.69%) Land $8,549 Building $19,676	$643,130 (+37.38%) Land $151,224 Building $491,906
2022	$3,042.00	$18,730 Land $1,050 Building $17,680	$468,130 Land $26,224 Building $441,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 617 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 617 Carter Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter Rd

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