Saginaw County property record for 617 Baltic St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 891 sqft · built 1930 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jan 2024) |
| Tax Bill | $2,043 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jan 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-08-0809-000 |
| Primary APN | 24-10-3-08-0809-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 891 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 617 BALTIC ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 1 E V PARSONS ADDN VILLAGE OF ST CHARLES EXC E 1 & 1/2 FT OF N 25 FT SEC 8 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 08 |
| Legal Subdivision | PARSONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 12600 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 617 BALTIC ST, SAINT CHARLES, MI 48655-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Correction Deed |
| Jan 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jan 26, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 20241709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 13, 2024 |
| Property Address | 617 BALTIC ST, SAINT CHARLES, MI 48655-1831 |
| Document Number | 0000002715 |
| Map Reference | LB 2 PG 30 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024002715 |
| Record Updated | Mar 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 617 BALTIC ST, SAINT CHARLES, MI 48655-1831 |
| Document Number | 0000001708 |
| Map Reference | LB 2 PG 30 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024001708 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10231 S CHAPIN RD, BRANT, MI 48614-9780 |
| Name | Verified Name |
|---|---|
| Address | 10231 S CHAPIN RD, BRANT, MI 48614-9780 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 617 BALTIC ST, SAINT CHARLES, MI 48655-1831 |
| Document Number | 0000001709 |
| Map Reference | LB 2 PG 30 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2024001709 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10231 S CHAPIN RD, BRANT, MI 48614-9780 |
| Name | Verified Name |
|---|---|
| Address | 3510 S GLEANER RD, SAGINAW, MI 48609-9150 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,100 (+23.05%) | $82,200 (+23.05%) | |
| 2025 | $2,043.00 (+79.37%) Homeowner's exemption | ||
| 2023 | $33,400 | $66,800 | |
| 2022 | $1,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1986–2013) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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