Gaston County property record for 617 Ardent Trl, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,040 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 2019) |
| Tax Bill | $4,982 (2026) |
| Deeds & Mortgages | Aug 2026 Construction Loan Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224028 |
| Primary APN | 224028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 3,040 sqft Heated Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 617 ARDENT TRL |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGANS BRANCH L 70 15 106 003 00 000 |
| Legal Subdivision | MORGANS BRANCH |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 32406 |
Source: Gaston County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Construction Mortgage SERVICELINK |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 26, 2019 | Warranty Deed, Transfer KEYBANK USA |
| Aug 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Aug 22, 2017 · Amount on Record |
| Deed Book / Page | 5050 / 750 |
| Last Transfer Date | Jan 13, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Document Number | 5661000060 |
| Book / Page | 5661 / 60 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Document Number | 5661000060, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 5661/60 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 5, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052361771 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 5236/1771 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 26, 2019 |
| Property Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Document Number | 0050500750 |
| Book / Page | 005050 / 000750 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 617 ARDENT TRL BELMONT NC 280126403, BELMONT, NC 28012-6403 |
| Document Number | 50500753 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 005050/000753 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 22, 2017 |
| Property Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Document Number | 0049291395 |
| Book / Page | 4929 / 1395 |
| Map Reference | MB 84 PG 22 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10635 DEVONSHIRE DR, 10635, HUNTERSVILLE, NC 28078-5801 |
| Name | Verified Name |
|---|---|
| Address | 617 ARDENT TRL, BELMONT, NC 28012-6403 |
| Document Number | 49291397 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 4929/1397 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,982.00 | $472,690 (-) Land $42,500 Building $430,190 | |
| 2025 | $4,982.00 (-1.03%) | $472,690 (-) Land $42,500 Building $430,190 | |
| 2023 | $5,034.00 | $472,690 Land $42,500 Building $430,190 | |
| 2021 | $307,440 Land $38,000 Building $269,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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