617 7th St, Elgin, OK 73538 Property Records

Comanche County property record for 617 7th St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1915
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual on Record
Last Sale	$110,000 (Jan 2020)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-004-0020`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-004-0020`
Alternative APNs	`050000-0040021-00000` `160040875` `40875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.16 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40875
Old Parcel Number	160040875
Street Address	617 7TH ST
City	ELGIN
State	OK
Zip	73538-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 4 E 2.5' OF LOT 20 & ALL OF LOTS 21-22
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	4
Legal Lot Number	20-22 22
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1047
Census Tract	2101

Owner

Source: Comanche County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	617 7TH ST, ELGIN, OK 73538-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jan 28, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	2020-001275
Deed Book / Page	8408 / 270
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	617 7TH ST, ELGIN, OK 73538-9225
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 7TH ST, ELGIN, OK 73538-9225

Mortgage

Document Number	00009312/1
Date	Apr 24, 2023
Book Page	9312/1
Instrument	2023-005851

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	617 7TH ST, ELGIN, OK 73538-9225
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21

Mortgage

Document Number	007974/186
Date	Jan 23, 2018
Book Page	7974/186
Instrument	2018-001136

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 28, 2020
Property Address	617 7TH ST, ELGIN, OK 73538-9225
Document Number	008408/270
Book / Page	8408 / 270
Instrument Date	Jan 27, 2020
Instrument	2020-001275
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 7TH ST, ELGIN, OK 73538-9225

Mortgage

Document Number	2020001276
Date	Jan 28, 2020
Instrument	2020-001276

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00	$13,107 (-0.88%) Land $1,575 Building $11,532	$116,507 (-0.87%) Land $14,000 Building $102,507
2024	$1,326.00 (+4.91%)	$13,223 (+9.3%) Land $2,363 Building $10,860	$117,527 (+9.29%) Land $21,000 Building $96,527
2023	$1,264.00	$12,098 Land $1,181 Building $10,917	$107,540 Land $10,500 Building $97,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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