Lake County property record for 617 7th Ave, Two Harbors, MN 55616
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Nov 2015) |
| Tax Bill | $1,466 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2023 Transfer |
| APN | 23-7662-40120 |
| Primary APN | 23-7662-40120 |
|---|
| Lot Area | 6,970 sqft (0.16 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Street Address | 617 7TH AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1453 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | LOT 12 BLOCK 40 |
| Legal Subdivision | MINNESOTA IRON COMPANYS 2ND A |
| Legal Block | 40 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 370400 |
617 7th Ave, commercial vacant land, is owned by two individuals who bought it in November 2015.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 746 VALLEY RD, TWO HARBORS, MN 55616-5037 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE LAKE BANK |
| Apr 14, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2015 · Amount on File |
| Deed Sale | Nov 2, 2015 · Amount on File |
| Deed Document Number | 2015433778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 617 7TH AVE, TWO HARBORS, MN 55616-1453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | A000188463 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | A000188463 |
| Name | THE LAKE BANK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Oct 2, 2023 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 14, 2023 |
| Property Address | 617 7TH AVE, TWO HARBORS, MN 55616-1453 |
| Document Number | A000202112 |
| Instrument Date | Apr 12, 2023 |
| Instrument | A000202112 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 617 7th Ave was $1,466, up 68.5% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,466.00 (+68.51%) | $49,600 Land $49,600 | $49,600 Land $49,600 |
| 2025 | $870.00 | ||
| 2023 | $28,800 Land $28,800 | $28,800 Land $28,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 617 7th Ave; there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2012–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 617 7th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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