Howard County property record for 6166 Tower Top, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,862 sqft · built 1972 |
| Lot Size | 0.218 acres (9,505 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $160,000 (Jan 1996) |
| Tax Bill | $6,270 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-098892 |
| Primary APN | 16-098892 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,505 sqft (0.218 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 098892 |
|---|---|
| Street Address | 6166 TOWER TOP |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 63 S 1 6166 TOWER TOP VIL LONGREACH |
| Legal Subdivision | VILLAGE LONG REACH |
| Legal Lot Number | 63 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606604 |
6166 Tower Top is owner-occupied and held in a trust since January 1996.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6166 TOWER TOP, COLUMBIA, MD 21045-4042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 1996 · Amount on File |
| Deed Sale | Jan 30, 1996 · Amount on File |
| Deed Document Number | 1996209 |
| Deed Book / Page | 3661 / 598 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6166 Tower Top was $6,270 with a homeowner's exemption, up 0.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,270.00 (+0.82%) Homeowner's exemption | $436,600 (+6.31%) Land $200,200 Building $236,400 | $436,600 (-) Land $200,200 Building $236,400 |
| 2025 | $6,219.00 Homeowner's exemption | $410,667 | $436,600 Land $200,200 Building $236,400 |
| 2023 | $358,800 Land $180,200 Building $178,600 | $358,800 Land $180,200 Building $178,600 | |
| 2022 | $3,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6166 Tower Top in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6166 Tower Top is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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