Clay County property record for 6165 Bermuda Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1987 |
| Lot Size | 0.31 acres (13,547 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-05-26-014609-149-00 |
| Primary APN | 37-05-26-014609-149-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Heated Area |
| Gross Area | 2,988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.31 acres) |
| Lot Dimensions | 140 ft deep x 97 ft wide |
| Garage Area | 484 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 308 sqft |
| Fence | Fence |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 6165 BERMUDA DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 1 BLK 4 ISLAND FOREST AS REC AS REC O R 1415 PG 1531;1554 PG 964 & 1628 PGS 1275 - 12 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 37 |
| Legal Subdivision | ISLAND FOREST |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30701 |
The current owner of 6165 Bermuda Dr acquired it in November 1996.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6165 BERMUDA DR, FLEMING ISLAND, FL 32003-8062 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 7, 1996 |
| Transfer Doc | 0016281277 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 6165 BERMUDA DR, FLEMING ISLAND, FL 32003-8062 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6165 BERMUDA DR, ORANGE PARK, FL 32003-8062 |
| Document Number | 0049912109 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 4991/2109 |
| Instrument | 2025055992 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 6165 Bermuda Dr was $1,661 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,661.00 Homeowner's exemption | $149,062 | $290,923 Land $50,000 Building $240,923 |
| 2023 | $1,860.00 (+10.25%) Homeowner's exemption | $140,643 (+3%) | $280,563 (+9.58%) Land $50,000 Building $230,563 |
| 2022 | $1,687.00 Homeowner's exemption | $136,547 | $256,045 Land $40,000 Building $216,045 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6165 Bermuda Dr in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 47 (1992–2022) |
| Claims Outside the SFHA | 24 of 47 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6165 Bermuda Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures