Monroe County property record for 6163 State Rte 3, Waterloo, IL 62298
| Property Type | Commercial |
|---|---|
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Company Name on File |
| Last Sale | $167,000 (Nov 2018) |
| Tax Bill | $10,989 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-449-011-000 |
| Primary APN | 11-07-449-011-000 |
|---|
| Lot Area | 33,541 sqft (0.77 acres) |
|---|---|
| Driveway | Concrete Driveway |
| Driveway Area | 1,802 sqft |
| Street Address | 6163 STATE ROUTE 3 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3063 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MB2 |
| Legal Description | PART LOT 1 NEW DESIGN PLAZA (AMENDED) |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | NEW DESIGN PLAZA |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600501 |
6163 State Rte 3, a commercial property, is owned by a company that bought it in November 2018.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6163 STATE ROUTE 3, WATERLOO, IL 62298-3063 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on File |
| Deed Sale | Nov 19, 2018 · Amount on File |
| Deed Document Number | 2018398807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6163 STATE ROUTE 3, WATERLOO, IL 62298-3063 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000419195 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 419195 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 19, 2018 |
| Property Address | 6163 STATE ROUTE 3, WATERLOO, IL 62298-3063 |
| Document Number | 0000398807 |
| Map Reference | DOC 289429 PG 111 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 398807 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 MARK DR, 649, WATERLOO, IL 62298-1421 |
| Name | Verified Name |
|---|---|
| Address | 228 COLUMBIA AVE, COLUMBIA, IL 62236-2104 |
| Document Number | 0000398808 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 398808 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6163 State Rte 3 was $10,989, down 2.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,989.00 (-2.25%) | $186,510 Land $13,330 Building $173,180 | $559,530 Land $39,990 Building $519,540 |
| 2024 | $11,242.00 | ||
| 2022 | $186,650 Land $13,330 Building $173,320 | $559,950 Land $39,990 Building $519,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6163 State Rte 3 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6163 State Rte 3 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
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