6161 Stephen, Brighton, MI 48116 Property Records

Livingston County property record for 6161 Stephen, Brighton, MI 48116

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1962
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2026)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-102-019`

Property Details

APN / Parcel Number

Primary APN	`16-05-102-019`
Alternative APN	`471605102019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	220 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6161 STEPHEN
City	BRIGHTON
State	MI
Zip	48116-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC. 5 T1N, R6E, WILLMOR SUBDIVISION NO. 2 LOT 108
Legal Range	06E
Legal Township	01N
Legal Section	05
Legal Subdivision	WILLMOR SUB
Legal Tract	744400
Legal Lot Number	108
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GREEN OAK
Census Block Group	2
Census Block	2002
Census Tract	744400

Owner

Source: Livingston County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6171 STEPHEN, BRIGHTON, MI 48116-2124
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Deed Document Number	202618836
Prior Transfer Date	Aug 17, 2026
Prior Transfer Doc	0000018836
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 26, 2026
Property Address	6161 STEPHEN, BRIGHTON, MI 48116-2124
Document Number	0000018836
Instrument Date	Aug 17, 2026
Instrument	202618836
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,800.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6171 STEPHEN, BRIGHTON, MI 48116-2124

Mortgage

Document Number	0000018837,
Date	Aug 26, 2026
Instrument	202618837

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	6161 STEPHEN, BRIGHTON, MI 48116-2124
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6161 STEPHEN, BRIGHTON, MI 48116-2124

Mortgage

Document Number	0000018493
Date	Jul 1, 2022
Instrument	2022R-018493

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	761 Months
Due	Dec 14, 2085

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Green Oak Township
Unified School District	Brighton Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,700 (+19.35%)	$197,400 (+19.35%)
2025	$1,250.00 (-0.24%)
2023		$82,700
2021			$165,400
2019	$1,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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