6160 Fulmer Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6160 Fulmer Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2019
Lot Size	17.5 acres (764,478 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Mar 2019)
Tax Bill	$6,323 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-436604`

Property Details

APN / Parcel Number

Primary APN	`23-436604`
Alternative APN	`436604`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	764,478 sqft (17.5 acres)
Deck Area	400 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	436604
Street Address	6160 FULMER RD
City	FREDERICK
State	MD
Zip	21703-5848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	17.556 AC S/S FULMER RD. NR. BRADDOCK
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	1
Census Block	1001
Census Tract	752602

Owner

Source: Frederick County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6160 FULMER RD, FREDERICK, MD 21703-5848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Oct 28, 2019	Loan Modification, Mortgage HOMESIDE FIN'L
Mar 11, 2019	Deed, Construction Loan · Construction Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2019 · Amount on Record
Deed Sale	Mar 11, 2019 · Amount on Record
Prior Sale	Jun 22, 2016 · Amount on Record
Deed Book / Page	12867 / 44
Transfer Doc	0000001973
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6160 FULMER RD, FREDERICK, MD 21703-5848
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134890026
Date	Jan 28, 2020
Book Page	13489/0026

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	6160 FULMER RD, FREDERICK, MD 21703-5848
Document Number	0134570087
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6160 FULMER RD FREDERICK MD 217035848, FREDERICK, MD 21703-5848

Mortgage

Document Number	0134570087
Date	Jan 13, 2020
Book Page	013457/000087

Lender

Name	HOMESIDE FIN'L
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 11, 2019
Property Address	6160 FULMER RD, FREDERICK, MD 21703-5848
Document Number	0128670044
Book / Page	12867 / 0044
Instrument Date	Feb 11, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$799.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1410, FREDERICK, MD 21702-0410

Mortgage

Document Number	0001286749
Date	Mar 11, 2019
Instrument	12867/49

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,323.00 (+54.14%)	$510,267 (+48.98%)	$550,100 (+60.61%) Land $202,900 Building $347,200
2023	$4,102.00	$342,500 Land $114,000 Building $228,500	$342,500 Land $114,000 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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