616 Winterspice Dr, Frederick, MD 21703 Property Records

Frederick County property record for 616 Winterspice Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,654 sqft · built 1991
Lot Size0.171 acres (7,431 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Mar 2018)
Tax Bill$9,435 (2025)
Deeds & MortgagesJun 2022 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-170051

Property Details

APN / Parcel Number

Primary APN02-170051
Alternative APNs
  • 2170051
  • 170051

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,504 sqft Living Area
Gross Area3,864 sqft
1st Floor Area1,508 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,431 sqft (0.171 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area96 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number170051
Street Address616 WINTERSPICE DR
CityFREDERICK
StateMD
Zip21703-4410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLT 4011 SEC 1 PLAT 1 0.1706 ACRES OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number4011
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address616 WINTERSPICE DR, FREDERICK, MD 21703-4410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 27, 2018Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleApr 23, 1992 · Amount on Record
Deed Book / Page12333 / 199
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address616 WINTERSPICE DR, FREDERICK, MD 21703-4410
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 WINTERSPICE DRIVE, FREDERICK, MD 21703

Mortgage

Document Number0159880288
DateJun 17, 2022
Book Page15988/288
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term310 Months
DueApr 1, 2048

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 27, 2018
Property Address616 WINTERSPICE DR, FREDERICK, MD 21703-4410
Document Number0123330199
Book / Page12333 / 0199
Map ReferenceMB43 PG22
Instrument DateMar 16, 2018
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyCOUNSELORS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 WINTERSPICE DR, FREDERICK, MD 21703-4410

Mortgage

Document Number0012333207
DateMar 27, 2018
Instrument12333/207
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$533,767 (+30.09%)$577,100 (+12.69%) Land $122,400 Building $454,700
2025$9,435.00 (+26.42%)
2023$7,463.00$410,300$512,100 Land $122,400 Building $389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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