616 Walters Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 616 Walters Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,856 sqft · built 2016
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (May 2016)
Tax Bill	$6,522 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-384527`

Property Details

APN / Parcel Number

Primary APN	`03-384527`
Alternative APN	`384527`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,856 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	127,195 sqft (2.92 acres)
Garage Type	Mixed
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	308 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	384527
Street Address	616 WALTERS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 11 2.92 AC 616 WALTERS MILL ROAD EST CLARK PT 211/14
Legal Subdivision	FINAL PLAT 2 ESTATE OF GEORGE R CLARK
Legal Lot Number	11
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2000
Census Tract	303201

Owner

616 Walters Mill Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	616 WALTERS MILL RD, FOREST HILL, MD 21050-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2016 · Amount on File
Deed Sale	May 6, 2016 · Amount on File
Prior Sale	May 31, 2007
Deed Book / Page	11785 / 417
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0090920435
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	616 WALTERS MILL RD, FOREST HILL, MD 21050-1426
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 WALTERS MILL RD, FOREST HILL, MD 21050-1426

Mortgage

Document Number	0156830230
Date	Sep 26, 2022
Book Page	15683/230

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	476 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	616 WALTERS MILL RD, FOREST HILL, MD 21050-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GATZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121870377
Date	Jan 17, 2017
Book Page	12187/0377
Instrument	12187-0377

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	616 WALTERS MILL RD, FOREST HILL, MD 21050-1426
Document Number	0138870352
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	616 WALTERS MILL RD FOREST HILL MD 210501426, FOREST HILL, MD 21050-1426

Mortgage

Document Number	0138870352
Date	Jun 3, 2020
Book Page	013887/000352

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 616 Walters Mill Rd was $6,522 with a homeowner's exemption, up 14.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,522.00 (+14.58%) Homeowner's exemption	$592,933 (+1.22%)	$607,200 (+3.65%) Land $131,300 Building $475,900
2025	$5,692.00 Homeowner's exemption	$585,800 Land $131,300 Building $454,500	$585,800 Land $131,300 Building $454,500
2023		$505,733	$585,800 Land $131,300 Building $454,500
2022	$5,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Walters Mill Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Walters Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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