616 W Smith St, Gaffney, SC 29341 Property Records

Cherokee County property record for 616 W Smith St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	990 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$82,000 (Nov 2023)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Nov 2023 Sale & Line of Credit Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`019054-23-3`

Property Details

APN / Parcel Number

Primary APN	`019054-23-3`
Alternative APNs	`0811400092000 60193489` `081-14-00-092.000` `019007223`

Interior

Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Shingles
Lot Area	7,841 sqft (0.18 acres)
Porch	Slab

Location & Zoning

Street Address	616 W SMITH ST
City	GAFFNEY
State	SC
Zip	29341-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	W SMITH ST/FORT ST DB 166 898 PB 3P 217 7800 SQ FT
Legal Subdivision	JOHN M JENKINS
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1008
Census Tract	970201

Owner

616 W Smith St is owned by a company that bought it in November 2023.

Source: Cherokee County records, as of November 20, 2025

Owner of Record	Company Name on File
Mailing Address	145 MILDRED AVE, GAFFNEY, SC 29341-3428
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed, Transfer · Line of Credit FIRST PIEDMONT FSLA
Nov 1, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Dec 30, 2004
Deed Document Number	20236242
Deed Book / Page	166 / 898
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0001660896
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 1, 2023
Property Address	616 W SMITH ST, GAFFNEY, SC 29341-1829
Document Number	0001660898
Book / Page	166 / 898
Map Reference	VOL 3-P PG 217
Instrument Date	Nov 1, 2023
Instrument	202300006242
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MILDRED AVE, GAFFNEY, SC 29341-3428
Investor	Possibly a Property Investor

Mortgage

Document Number	202300006243
Date	Nov 1, 2023
Instrument	202300006243

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2028

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 1, 2023
Property Address	616 W SMITH ST, GAFFNEY, SC 29341-1829
Document Number	0001660896
Book / Page	166 / 896
Map Reference	VOL 3-P PG 217
Instrument Date	Nov 1, 2023
Instrument	202300006241
Transaction Type	Transfer
Record Updated	Nov 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MILDRED AVE, GAFFNEY, SC 29341-3428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 616 W Smith St was $1,950.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00	$4,700 Land $960 Building $3,740	$78,300 Land $16,000 Building $62,300
2023	$1,275.00 (+5.9%)	$3,220 (-) Land $480 Building $2,740	$53,700 (-) Land $8,000 Building $45,700
2022	$1,204.00	$3,220 Land $480 Building $2,740	$53,700 Land $8,000 Building $45,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 W Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 616 W Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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