616 W Monroe St, Girard, IL 62640 Property Records

Macoupin County property record for 616 W Monroe St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.312 acres (13,596 sqft)
Owner	Individual Name on File
Last Sale	$522,616 (Jul 2024)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2023 Foreclosure + 1 more
APN	`04-32-255-003`

Property Details

APN / Parcel Number

Primary APN	`04-32-255-003`
Alternative APN	`07-000-522-00`

Exterior

Lot Area	13,596 sqft (0.312 acres)
Lot Dimensions	103 ft deep x 132 ft wide

Location & Zoning

Street Address	616 W MONROE ST
City	GIRARD
State	IL
Zip	62640-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OUTLOT 6 EXC 70' STRIP NORTH SIDE O P GIRARD
Legal Subdivision	CITY OF GIRARD
Legal Lot Number	6
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	4
Census Block	4044
Census Tract	956100

Owner

616 W Monroe St is owned and occupied by an individual who bought it in July 2024.

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	616 W MONROE ST, GIRARD, IL 62640-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Correction Deed
Sep 26, 2023	Sheriff's Deed, Foreclosure
Jun 10, 2019	Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	2024612444
Prior Transfer Date	Oct 16, 2023
Prior Transfer Doc	0000608082
Record Updated	Sep 20, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 30, 2023
Property Address	616 W MONROE ST, GIRARD, IL 62640-1435
Document Number	0000608082
Instrument Date	Oct 16, 2023
Instrument	608082
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177
Investor	Possibly a Property Investor

September 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 26, 2023
Property Address	616 W MONROE ST, GIRARD, IL 62640-1435
Document Number	0000607541
Instrument Date	Sep 14, 2023
Instrument	607541
Transaction Type	Foreclosure
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 LONG RD STE 200, 200, CHESTERFIELD, MO 63005-1282

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jun 10, 2019
Property Address	616 W MONROE ST, GIRARD, IL 62640-1435
Document Number	575686
Instrument Date	Jun 7, 2019
Instrument	575686
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W MONROE ST, GIRARD, IL 62640-1435

Mortgage

Document Number	575687
Date	Jun 10, 2019
Instrument	575687

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 616 W Monroe St was $2,779, down 12.2% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,779.00 (-12.2%)	$40,295 (+7%) Land $4,498 Building $35,797	$120,885 (+7%) Land $13,494 Building $107,391
2024	$3,165.00	$37,659 Land $4,204 Building $33,455	$112,977 Land $12,612 Building $100,365
2022	$2,389.00 Homeowner's exemption	$32,588 Land $3,638 Building $28,950	$97,764 Land $10,914 Building $86,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 616 W Monroe St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 616 W Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on W Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures