616 W Franklin St, Wheaton, IL 60187 Property Records

DuPage County property record for 616 W Franklin St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,448 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Dec 2003)
Tax Bill	$15,748 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-17-223-010`

Property Details

APN / Parcel Number

Primary APN	`05-17-223-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area
Gross Area	5,179 sqft
Basement Area	1,202 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	11.5 ft deep x 9.3 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	616 W FRANKLIN ST
City	WHEATON
State	IL
Zip	60187-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CARLTON COURTS ALL
Legal Subdivision	CARLTON COURTS
Legal Lot Number	9
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1045
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 W FRANKLIN ST, WHEATON, IL 60187-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit WHEATON BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2003 · Amount on Record
Deed Sale	Dec 4, 2003 · Amount on Record
Deed Document Number	2003459705
Prior Transfer Date	Jun 27, 1996
Prior Transfer Doc	0000132876
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 10, 2026
Property Address	616 W FRANKLIN ST, WHEATON, IL 60187-4037
Document Number	0000023274
Instrument Date	Mar 30, 2026
Instrument	202623274
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	616 W FRANKLIN ST, WHEATON, IL 60187-4037

Mortgage

Document Number	0000023274,
Date	Apr 10, 2026
Instrument	202623274

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	616 W FRANKLIN ST, WHEATON, IL 60187-4037
Document Number	0000074783
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	616 W FRANKLIN ST WHEATON IL 601874037, WHEATON, IL 60187-4037

Mortgage

Document Number	0000074783
Date	Jul 25, 2017
Instrument	74783

Lender

Name	WHEATON BK&TR
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,748.00 (+2.19%) Homeowner's exemption	$268,006 (+8.46%) Land $51,504 Building $216,502	$804,018 (+8.46%) Land $154,512 Building $649,506
2024	$15,410.00 (+6.49%)	$247,102 (+14.95%) Land $47,487 Building $199,615	$741,306 (+14.95%) Land $142,461 Building $598,845
2022	$14,471.00 Homeowner's exemption	$214,960 Land $41,310 Building $173,650	$644,880 Land $123,930 Building $520,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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