616 W Charles Ct, Independence, MO 64055 Property Records

Jackson County property record for 616 W Charles Ct, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 1955
Lot Size	0.204 acres (8,902 sqft)
Owner	Individual Name on File
Tax Bill	$870 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-440-08-20`

Property Details

APN / Parcel Number

Primary APN	`26-440-08-20`
Alternative APNs	`26-440-08-20-00-0-00-000` `26440082000000001` `780481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	1,602 sqft
Basement Area	792 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,902 sqft (0.204 acres)
Lot Dimensions	162 ft deep x 55 ft wide
Porch	Covered Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	780481
Street Address	616 W CHARLES CT
City	INDEPENDENCE
State	MO
Zip	64055-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEWEESE ADD E 55 OF LOT 11
Legal Subdivision	DEWEESE ADD
Legal Block	1
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	12200

Owner

616 W Charles Ct is owned and occupied by an individual who acquired it in December 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	616 W CHARLES CT, INDEPENDENCE, MO 64055-1155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Aug 9, 2017	Warranty Deed, Transfer · FHA Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017
Deed Sale	Dec 5, 2017
Prior Sale	Aug 9, 2017
Deed Document Number	2017E108515
Prior Transfer Date	Sep 2, 2017
Prior Transfer Doc	00E0108515
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	616 W CHARLES CT, INDEPENDENCE, MO 64055-1155
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0093724
Date	Aug 25, 2021
Instrument	2021E0093724

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 9, 2017
Property Address	616 W CHARLES CT, INDEPENDENCE, MO 64055-1155
Document Number	0000E73579
Instrument Date	Aug 4, 2017
Instrument	73579E
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W CHARLES CT INDEPENDENCE MO 640551155, INDEPENDENCE, MO 64055-1155

Mortgage

Document Number	E73789
Date	Aug 9, 2017
Instrument	73789E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 616 W Charles Ct was $870, down 20.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,373 (-) Land $3,929 Building $20,444	$128,280 (-)
2025	$870.00 (-20.4%)	$24,373 Land $3,929 Building $20,444	$128,280
2024	$1,093.00 (+2.34%)
2023	$1,068.00	$31,576 Land $1,457 Building $30,119	$166,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 W Charles Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 W Charles Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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