616 W 4th St, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 616 W 4th St, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1921
Lot Size	0.112 acres (4,896 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2026)
Tax Bill	$5,507 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00109-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`12-00109-0000-00045`
Alternative APNs	`120010900045` `00876000`

Interior

Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,896 sqft (0.112 acres)
Lot Dimensions	156 ft deep x 25 ft wide

Location & Zoning

Account Number	00876000
Street Address	616 W 4TH ST
City	PLAINFIELD
State	NJ
Zip	07060-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1104 SQ FT
Legal Subdivision	CITY/PLAINFIELD
Legal Block	109
Legal Lot Number	45
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1001
Census Tract	39400

Owner

616 W 4th St is owned and occupied by an individual who bought it in September 2026.

Source: Union County and Plainfield City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	616 W 4TH ST, PLAINFIELD, NJ 07060-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	202658024
Deed Book / Page	6633 / 2148
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 22, 2026
Property Address	616 W 4TH ST, PLAINFIELD, NJ 07060-2007
Document Number	0000058024
Book / Page	6633 / 2148
Instrument Date	Aug 3, 2026
Instrument	202658024
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W 4TH ST, PLAINFIELD, NJ 07060-2007

Mortgage

Document Number	0000097506,
Date	Sep 22, 2026
Book Page	15860/2134
Instrument	202697506

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	616 W 4TH ST, PLAINFIELD, NJ 07060-2007
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151312233
Date	Dec 27, 2021
Book Page	15131/2233
Instrument	27970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 616 W 4th St was $5,507, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,700 (-) Land $15,700 Building $46,000	$61,700 (-) Land $15,700 Building $46,000
2025	$5,507.00 (+2.23%)	$61,700 Land $15,700 Building $46,000	$61,700 Land $15,700 Building $46,000
2024	$5,387.00
2023		$61,700 Land $15,700 Building $46,000	$61,700 Land $15,700 Building $46,000
2022	$5,219.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 616 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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