616 W 16th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 616 W 16th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1910
Lot Size	0.071 acres (3,080 sqft)
Owner	2 Trust Names on File
Last Sale	$232,000 (Aug 2023)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-277-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-277-008-000`
Alternative APN	`38706`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,312 sqft Finished Area
1st Floor Area	656 sqft
Upper Floors Area	656 sqft
Basement Area	528 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	88 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38706
Street Address	616 W 16TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 35` E 70` 10 & 11 BLOCK 3 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	3
Legal Lot Number	11
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	1502

Owner

616 W 16th St is owner-occupied and held in a trust since August 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST PREMIER BANK
Jan 4, 2017	Deed of Trust, Mortgage · Reverse Mortgage FIRST PREMIER BANK
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST PREMIER BANK
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Book / Page	621-D / 407
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 8, 2023
Property Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841
Document Number	DEED621/407
Book / Page	DEED 621 / 407
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841

Mortgage

Document Number	MTG1973441
Date	Aug 8, 2023
Instrument	MTG 1973/441

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	MTG1973/453
Date	Aug 8, 2023
Book Page	MTG 1973/453

Lender

Name	GROW SOUTH DAKOTA
Type	Non-Lending Institution
Address	SISSETON, SD 57262

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	FIRST PREMIER ABSTRACT, FIRST PREMIER BANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001811/751
Date	Jan 4, 2017
Book Page	1811/751
Instrument	R700252

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1853MTG/0307
Date	Jan 10, 2019
Book Page	1853 MTG/0307

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 28, 2020
Property Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841
Document Number	594DEED/0279
Book / Page	594 DEED / 0279
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 W LOTTA ST, 308, SIOUX FALLS, SD 57105-6818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 W 16TH ST, SIOUX FALLS, SD 57104-4841

Mortgage

Document Number	1876MTG0832
Date	Jan 28, 2020
Instrument	1876 MTG/0832

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	1877MTG/723
Date	Feb 12, 2020
Book Page	1877 MTG/723

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 616 W 16th St was $2,543.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,503 (-1.1%) Land $13,747 Building $174,756	$188,503 Land $13,747 Building $174,756
2025	$2,543.00	$190,600 (+7.38%) Land $13,900 Building $176,700
2024	$2,543.00	$177,500 Land $13,900 Building $163,600
2022	$1,756.00	$117,600 Land $17,200 Building $100,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 W 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 616 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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