616 Virginia Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 616 Virginia Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1941
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2012)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-182-020-2`

Property Details

APN / Parcel Number

Primary APN	`550-182-020-2`
Alternative APN	`550-182-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	616 VIRGINIA AVE
City	RICHMOND
State	CA
Zip	94804-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA FE LOTS 5 & 6 BLK 30
Legal Subdivision	SANTA FE
Legal Block	30
Legal Lot Number	5,6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4023
Census Tract	379000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2012 · Amount on Record
Deed Sale	Oct 12, 2012 · Amount on Record
Prior Sale	Nov 17, 2000 · Amount on Record
Deed Document Number	2012253285
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303

Mortgage

Document Number	0000261376
Date	Nov 3, 2020
Instrument	2020-261376

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303
Document Number	0000143422
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 VIRGINIA AVE RICHMOND CA 948042303, RICHMOND, CA 94804-2303

Mortgage

Document Number	0000143422
Date	Jul 17, 2020
Instrument	143422

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303
Document Number	0000035635
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 VIRGINIA AVE RICHMOND CA 948042303, RICHMOND, CA 94804-2303

Mortgage

Document Number	0000035635
Date	Mar 15, 2019
Instrument	35635

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	616 VIRGINIA AVE, RICHMOND, CA 94804-2303
Document Number	0000081587
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 VIRGINIA AVE RICHMOND CA 948042303, RICHMOND, CA 94804-2303

Mortgage

Document Number	0000081587
Date	May 10, 2017
Instrument	81587

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$144,432 (+2%) Land $50,235 Building $94,197
2025	$3,415.00 (+2.52%) Homeowner's exemption	$141,600 (+4.04%) Land $49,250 Building $92,350
2023	$3,331.00 (+2.94%) Homeowner's exemption	$136,104 Land $47,339 Building $88,765
2022	$3,236.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, Verizon.

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