616 Surfside Dr, Moneta, VA 24121 Property Records

Bedford County property record for 616 Surfside Dr, Moneta, VA 24121

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.24 acres (54,014 sqft)
Owner	Company Name on Record
Last Sale	$2,570,500 (Oct 2025)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`242D 1 E5`

Property Details

APN / Parcel Number

Primary APN	`242D 1 E5`
Alternative APNs	`24237800` `502152`

Exterior

Lot Area	54,014 sqft (1.24 acres)

Location & Zoning

Street Address	616 SURFSIDE DR
City	MONETA
State	VA
Zip	24121-2041
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SURFSIDE ESTS NEW LT E5 230008065
Legal Subdivision	SURFSIDE EST
Legal Lot Number	E
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	30503

Owner

Source: Bedford County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	584 HALF MOON CT, EARLYSVILLE, VA 22936-9618
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed, Transfer
Oct 31, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 6, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 12, 2023	Warranty Deed, Transfer PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Nov 6, 2024 · Amount on Record
Deed Document Number	20259513
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 18, 2026
Property Address	616 SURFSIDE DR, MONETA, VA 24121-2041
Document Number	0260002346
Instrument Date	Mar 13, 2026
Instrument	260002346
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 HALF MOON CT, EARLYSVILLE, VA 22936-9618

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 31, 2025
Property Address	616 SURFSIDE DR, MONETA, VA 24121-2041
Document Number	0250009513
Instrument Date	Sep 12, 2025
Instrument	250009513
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,570.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	584 HALF MOON CT, EARLYSVILLE, VA 22936-9618

Mortgage

Document Number	0250009514
Date	Oct 31, 2025
Instrument	250009514

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 6, 2024
Property Address	MONETA, VA 24121
Document Number	0240008877
Instrument Date	Nov 1, 2024
Instrument	240008877
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17818 SILVERTHREAD TER, MOSELEY, VA 23120-2299

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 12, 2023
Property Address	MONETA, VA 24121
Document Number	0230004661
Instrument Date	Jun 1, 2023
Instrument	230004661
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 914, SALEM, VA 24153-0914

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 (+25%)	$300,000 (+15%) Land $300,000
2023	$984.00 (-1.6%) Additional exemption filed	$120,000 (+2%)	$300,000 (+5%) Land $300,000
2022	$1,000.00 Additional exemption filed	$100,000	$200,000 Land $200,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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