616 Summer Stone Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 616 Summer Stone Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,327 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2021)
Tax Bill	$5,055 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T021700425`

Property Details

APN / Parcel Number

Primary APN	`T021700425`
Alternative APN	`4-069B-8837-00-0057.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	2,327 sqft
Basement Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	166 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700425
Street Address	616 SUMMER STONE DR
City	O FALLON
State	MO
Zip	63368-7678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER STONE VLG LOT 57
Legal Subdivision	SUMMER STONE VLG
Legal Lot Number	57
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3037
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 17, 2020	Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC
Oct 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	202172019
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	0071731244
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2021
Property Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678
Document Number	2021R072019
Map Reference	MB 38 PG 142&143
Instrument Date	Aug 24, 2021
Instrument	2021R-072019
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 SUMMER STONE DR, 616, O FALLON, MO 63368-7678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678

Mortgage

Document Number	2021R072020
Date	Aug 27, 2021
Instrument	2021R-072020

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678

Mortgage

Document Number	2021R022192
Date	Mar 12, 2021
Instrument	2021R-022192

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2020
Property Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678
Document Number	0072491972
Book / Page	7249 / 1972
Map Reference	MB 38 PG 142&143
Instrument Date	Mar 13, 2020
Instrument	20200317000162080
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678

Mortgage

Document Number	20200317000162090
Date	Mar 17, 2020
Instrument	20200317000162090

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2019
Property Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678
Document Number	0071731244
Book / Page	7173 / 1244
Map Reference	MB 38 PG 142&143
Instrument Date	Oct 18, 2019
Instrument	20191031000617990
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SUMMER STONE DR, O FALLON, MO 63368-7678

Mortgage

Document Number	20191031000618000
Date	Oct 31, 2019
Instrument	20191031000618000

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,116 (-)	$400,611 (-) Land $70,710 Building $329,901
2025	$5,055.00 (+2.29%)	$76,116 (+5.3%)	$400,611 (+5.3%) Land $70,710 Building $329,901
2024	$4,942.00
2023		$72,282
2022			$380,434 Building $380,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber.

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