616 Spruce St, Bismarck, MO 63624 Property Records

St. Francois County property record for 616 Spruce St, Bismarck, MO 63624

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,082 sqft · built 1940
Lot Size0.326 acres (14,201 sqft)
OwnerCompany Name on File
Tax Bill$556 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-30-5B-03-021-0004.00

Property Details

APN / Parcel Number

Primary APN15-30-5B-03-021-0004.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,082 sqft Living Area
1st Floor Area996 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1940
Architectural StyleA-Frame
Exterior MaterialRibbed Aluminum
Construction TypeWood Frame
Foundation TypeConcrete
Roof MaterialOther
Lot Area14,201 sqft (0.326 acres)
Lot Dimensions142 ft deep x 100 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number15305B030210004.00
Street Address616 SPRUCE ST
CityBISMARCK
StateMO
Zip63624-9038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLATOURNOS ADDN TO BISMARCK LOTS 10 & 11 BLK 8
Legal Range04
Legal Township35
Legal Section05
Legal SubdivisionLATOURNOS ADDN
Legal Block8
Legal Lot Number10,11 11
JurisdictionST FRANCOIS MO
Township / Civil DivisionIRON
Census Block Group2
Census Block2046
Census Tract950600

Owner

616 Spruce St is owned by a company that acquired it in December 2020.

Source: St. Francois County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address3861 HAWK HOLLOW RD, PARK HILLS, MO 63601-8244
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020
Deed SaleDec 30, 2020
Deed Document Number0015332535
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST FRANCOIS MO
Property Address616 SPRUCE ST, BISMARCK, MO 63624-9038
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3861 HAWK HOLLOW RD, PARK HILLS, MO 63601-8244

Mortgage

Document Number2025R07480
DateSep 22, 2025
Instrument2025R-07480
Lender
NameUNICO BANK
TypeBank
AddressPOTOSI, MO 63664
Agreement
TypeLine of Credit
AmountAmount on Record
Term11 Months
DueAug 18, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 616 Spruce St was $556.

Source: St. Francois County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBismarck City
CountySt. Francois County
Unified School DistrictBismarck R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$556.00$9,230 Land $1,700 Building $7,530$48,540 Land $8,930 Building $39,610
2023$514.00 (+1.58%)$8,240 (-) Land $1,700 Building $6,540$43,370 Land $8,930 Building $34,440
2022$506.00$8,240 Land $1,700 Building $6,540
2021$43,370 Land $8,930 Building $34,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBISMARCK PWS
serves 1,475 people · EPA ID MO4010073
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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