616 S Saguaro Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 616 S Saguaro Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	2,610 sqft · built 1998
Lot Size	0.299 acres (13,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2019)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`101-09-067`

Property Details

APN / Parcel Number

Primary APN	`101-09-067`
Alternative APNs	`101-09-0670` `1010906707`

Interior

Stories	1 Story
Building Area	2,610 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	2,610 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,018 sqft (0.299 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	616 S SAGUARO DR
City	APACHE JUNCTION
State	AZ
Zip	85120-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERSTITION HOMES LOT 19
Legal Range	08E
Legal Township	01N
Legal Section	19
Legal Subdivision	SUPERSTITION HOMES
Legal Lot Number	19
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	1
Census Block	1007
Census Tract	312

Owner

Source: Pinal County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVICELINK
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Feb 1, 2019	Warranty Deed, Transfer
Jun 7, 2018	Warranty Deed, Transfer CARL A GERKEN
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARL A & KENNETH J GERKEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	20197275
Prior Transfer Date	Sep 24, 2010
Prior Transfer Doc	0000100684
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	May 14, 2026
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Document Number	0000040211
Instrument Date	May 1, 2026
Instrument	202640211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959

Mortgage

Document Number	0000040211,
Date	May 14, 2026
Instrument	202640211

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Recording Date	May 1, 2026
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Document Number	0000036427
Instrument Date	Apr 24, 2026
Instrument	202636427
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959

Mortgage

Document Number	0000036427,
Date	May 1, 2026
Instrument	202636427

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959

Mortgage

Document Number	0000092084
Date	Nov 14, 2025
Instrument	2025-092084

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Feb 1, 2019
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Document Number	0000007275
Instrument Date	Jan 30, 2019
Instrument	7275
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	616 S SAGUARO DR APACHE JUNCTION AZ 851204959, APACHE JUNCTION, AZ 85120-4959

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jun 7, 2018
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Document Number	0000042819
Instrument Date	Jun 5, 2018
Instrument	42819
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 E SANDY CT GILBERT AZ 852977610, GILBERT, AZ 85297-7610

Mortgage

Document Number	42820
Date	Jun 7, 2018
Instrument	42820

Lender

Name	CARL A GERKEN
Address	6201 W HIGHLAND AVE, PHOENIX, AZ 85033-2121

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	616 S SAGUARO DR, APACHE JUNCTION, AZ 85120-4959
Document Number	0000061123
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 E SANDY CT GILBERT AZ 852977610, GILBERT, AZ 85297-7610

Mortgage

Document Number	0000061123
Date	Aug 14, 2018
Instrument	61123

Lender

Name	CARL A & KENNETH J GERKEN
Address	6201 W HIGHLAND AVE, PHOENIX, AZ 85033-2121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$47,625 (-1.02%) Land $13,018 Building $34,607	$476,243 (-1.02%) Land $130,176 Building $346,067
2026		$48,116 (+3.06%) Land $13,018 Building $35,098	$481,161 (+3.06%) Land $130,176 Building $350,985
2025	$2,334.00 (+4.24%)	$46,688 (-5.28%)	$466,881 (-5.28%) Land $130,176 Building $336,705
2024	$2,239.00 (+1.63%)	$49,290 Land $13,018 Building $36,272	$492,896 Land $130,176 Building $362,720
2023	$2,203.00 (+4.71%)
2022	$2,104.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, Mojo Broadband.

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