Bradford County property record for 616 Prospect St, Troy, PA 16947
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 1940 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,500 (Jan 2018) |
| Tax Bill | $4,644 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-068.02-123-000-000 |
| Primary APN | 52-068.02-123-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Lot Area | 67,954 sqft (1.56 acres) |
| Street Address | 616 PROSPECT ST |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE W/ATT GAR & POOL |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950700 |
616 Prospect St is owned and occupied by two individuals who bought it in January 2018.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 PROSPECT ST, TROY, PA 16947-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS COMMUNITY BANK |
| Jan 3, 2018 | Special Warranty Deed, Transfer |
| Jun 30, 2017 | Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on File |
| Deed Sale | Jan 3, 2018 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Document Number | 2018148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 616 PROSPECT ST, TROY, PA 16947-1345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201801232 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 201801232 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | TROY, PA 16947 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jan 3, 2018 |
| Property Address | 616 PROSPECT ST, TROY, PA 16947-1345 |
| Document Number | 0201800148 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 201800148 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747 |
| Name | Verified Name |
|---|---|
| Address | 9812 ROUTE 6, TROY, PA 16947-9273 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jun 30, 2017 |
| Property Address | 616 PROSPECT ST, TROY, PA 16947-1345 |
| Document Number | 0201709843 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 201709843 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 616 Prospect St was $4,644.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Troy Borough |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,644.00 | $60,850 | |
| 2024 | $4,351.00 | $60,850 | |
| 1999 | $121,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Prospect St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Prospect St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY WATER DEPTARTMENT serves 1,362 people · EPA ID PA2080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 16 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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