St. Johns County property record for 616 Porta Rosa Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,319 sqft · built 2011 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Nov 2018) |
| Tax Bill | $6,641 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-1080 |
| Primary APN | 028685-1080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 2,319 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 616 PORTA ROSA CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 57/94-109 MURABELLA UNIT 3 LOT 108 OR4641/1816 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 108 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20906 |
616 Porta Rosa Cir is owned and occupied by two individuals who bought it in November 2018.
Source: St. Johns County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION |
| Aug 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 16, 2018 | Warranty Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Mar 2, 2018 | Deed of Trust, Mortgage · Line of Credit HANCOCK BK/AL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on File |
| Deed Sale | Nov 16, 2018 · Amount on File |
| Prior Sale | Mar 5, 2013 · Amount on File |
| Deed Document Number | 201882750 |
| Deed Book / Page | 4641 / 1816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0000065353 |
| Book / Page | 6411 / 1296 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202665353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0000065353, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6411/1296 |
| Instrument | 202665353 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0058051643 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 5805/1643 |
| Instrument | 2023062054 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0049760941 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 616 PORTA ROSA CIR ST AUGUSTINE FL 320920454, ST AUGUSTINE, FL 32092-0454 |
| Document Number | 0049760941 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 004976/000941 |
| Instrument | 51454 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0046411816 |
| Book / Page | 4641 / 1816 |
| Map Reference | MB57 PG94-109 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018082750 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 2018082751 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018082751 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 616 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-0454 |
| Document Number | 0045461295 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 616 PORTA ROSA CIR ST AUGUSTINE FL 320920454, ST AUGUSTINE, FL 32092-0454 |
| Document Number | 0045461295 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 004546/001295 |
| Instrument | 33126 |
| Name | HANCOCK BK/AL |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 14, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 616 Porta Rosa Cir was $6,641 with a homeowner's exemption, up 7.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,113 (+2.7%) | $403,158 (-1.11%) Land $110,000 Building $293,158 | |
| 2025 | $6,641.00 (+7.93%) Homeowner's exemption | $266,907 (+2.9%) | $407,673 (-2.23%) Land $110,000 Building $297,673 |
| 2024 | $6,153.00 (+4.09%) Homeowner's exemption | $259,385 (+3%) | $416,972 (-0.02%) Land $105,000 Building $311,972 |
| 2023 | $5,911.00 (+2.98%) Homeowner's exemption | $251,830 (+3%) | $417,058 (+9.37%) Land $89,600 Building $327,458 |
| 2022 | $5,740.00 Homeowner's exemption | $244,495 | $381,324 Land $89,600 Building $291,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Porta Rosa Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Porta Rosa Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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