616 Pine Tree Trl, Stillwater, MN 55082 Property Records

Washington County property record for 616 Pine Tree Trl, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,308 sqft · built 1973
Lot Size	0.442 acres (19,262 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,696 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-12-0015`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-12-0015`
Alternative APN	`111652100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,308 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	1,100 sqft
Unfinished Basement	208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,262 sqft (0.442 acres)
Lot Dimensions	220 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	616 PINE TREE TRL
City	STILLWATER
State	MN
Zip	55082-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME SWAGER BROS HILLTOP ADD LOT 3 BLOCK 1 SUBDIVISIONCD 11165
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	SWAGER BROS HILLTOP ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1000
Census Tract	70603

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 PINE TREE TRL, STILLWATER, MN 55082-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	616 PINE TREE TRL, STILLWATER, MN 55082-5906
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004349114
Date	Dec 7, 2021
Instrument	4349114

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	4822

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	6-Month LIBOR
Margin	3
Max Rate	7.12%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	616 PINE TREE TRL, STILLWATER, MN 55082-5906
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004297897
Date	Mar 4, 2021
Instrument	4297897

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	616 PINE TREE TRL, STILLWATER, MN 55082-5906
Document Number	0004249390
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 PINE TREE TRL STILLWATER MN 550825906, STILLWATER, MN 55082-5906

Mortgage

Document Number	0004249390
Date	Jun 23, 2020
Instrument	4249390

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	616 PINE TREE TRL, STILLWATER, MN 55082-5906
Document Number	0004180437
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 PINE TREE TRL STILLWATER MN 550825906, STILLWATER, MN 55082-5906

Mortgage

Document Number	0004180437
Date	Dec 26, 2018
Instrument	4180437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,696.00 (+19.16%) Homeowner's exemption
2025		$439,900 (+5.9%) Land $140,000 Building $299,900	$439,900 (+5.9%) Land $140,000 Building $299,900
2024		$415,400 (+6.21%) Land $130,000 Building $285,400	$415,400 (+6.21%) Land $130,000 Building $285,400
2023	$4,780.00
2022		$391,100 Land $141,000 Building $250,100	$391,100 Land $141,000 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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