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616 Petoskey St, Petoskey, MI 49770 Property Records

Emmet County property record for 616 Petoskey St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details18,046 sqft · built 1903
Lot Size0.698 acres (30,402 sqft)
OwnerCompany Name on File
Tax Bill$43,907 (2024)
Deeds & MortgagesJul 2021 Mortgage
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN52-19-06-278-026

Property Details

APN / Parcel Number

Primary APN52-19-06-278-026

Interior

Units8 Units
Building Area18,046 sqft Building Perimeter

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Fire ResistanceFireproof Steel Frame
Lot Area30,402 sqft (0.698 acres)
Lot Dimensions225 ft deep x 135 ft wide

Location & Zoning

Street Address616 PETOSKEY ST
CityPETOSKEY
StateMI
Zip49770-2985
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP B-2B
Legal DescriptionFRASER & CURDY'S ADDITION COM AT SE COR OF LOT 12 BLK 3 OF SD PLAT, TH N ALG E LN OF SD LOT 148.03', TH S35*24'19"W 179.75' TO N LN OF GROVE ST & S LN OF SD BLK 3, TH E ALG S LN OF SD BLK 3, 103.14' TO POB. SECTION 6, T34N, R5W.
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionFRASER & CURDYS ADD
Legal Block3
Legal Lot Number12,148
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2010
Census Tract970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedPetoskey Grocery Company Building
listed 1986 · 1 contributing resources · NRIS 86002051

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

616 Petoskey St, a commercial property, is owned by a company that acquired it in October 2009.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address202 N 9TH ST, 300, BOISE, ID 83702-5766
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
PAYETTE FINANCIAL SERVICES
Sep 20, 2019Warranty Deed, Transfer
TALON GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2009
Deed SaleOct 6, 2009
Deed Book / Page1117 / 398
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address616 PETOSKEY ST, PETOSKEY, MI 49770-2985
Transaction TypeMortgage
Record UpdatedAug 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 N 9TH ST 300, 300, BOISE, ID 83702-5766

Mortgage

Document Number0000001234/0000000876
DateJul 7, 2021
Book Page0000001234/0000000876
Instrument5187840
Lender
NamePAYETTE FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term156 Months
DueJan 1, 2034

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 20, 2019
Property Address616 PETOSKEY ST, PETOSKEY, MI 49770-2985
Document Number1215/364
Book / Page1215 / 364
Instrument DateSep 17, 2019
Instrument5168282
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyTALON GROUP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 N 9TH ST STE 300N, 300N, BOISE, ID 83702-5766

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,189,000 (-10.03%) Land $1,189,000$2,378,000 (-10.03%) Land $2,378,000
2025$1,321,600 Land $1,321,600$2,643,200 Land $2,643,200
2024$43,907.00
2023$1,088,600 Land $1,088,600$2,177,200 Land $2,177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Petoskey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Petoskey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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