616 Orchid Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 616 Orchid Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,984 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$485,000 (Sep 2020)
Tax Bill	$7,882 (2024)
Deeds & Mortgages	Jul 2023 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T062400239`

Property Details

APN / Parcel Number

Primary APN	`T062400239`
Alternative APN	`2-0057-9739-00-0054.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,984 sqft Living Area
Gross Area	6,998 sqft
1st Floor Area	2,384 sqft
Basement Area	2,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	124 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062400239
Street Address	616 ORCHID DR
City	O FALLON
State	MO
Zip	63366-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA VLG C LOT 54
Legal Subdivision	MAGNOLIA VLG C
Legal Lot Number	54
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3014
Census Tract	311712

Owner

616 Orchid Dr is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	616 ORCHID DR, O FALLON, MO 63366-7743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Intrafamily Transfer, Transfer
Sep 14, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	202067681
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000030177
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 28, 2023
Property Address	616 ORCHID DR, O FALLON, MO 63366-7743
Document Number	0000030177
Map Reference	MB 41 PG 348
Instrument Date	Jul 27, 2023
Instrument	2023R-030177
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 ORCHID DR, O FALLON, MO 63366-7743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	616 ORCHID DR, O FALLON, MO 63366-7743

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2020
Property Address	616 ORCHID DR, O FALLON, MO 63366-7743
Document Number	0000067681
Instrument Date	Sep 3, 2020
Instrument	67681
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 ORCHID DR O FALLON MO 633667743, O FALLON, MO 63366-7743

Mortgage

Document Number	67682
Date	Sep 14, 2020
Instrument	67682

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,783 (-)	$651,487 (-) Building $651,487
2025		$123,783	$651,487 Building $651,487
2024	$7,882.00
2023		$119,808 (+32.61%)
2022	$6,395.00	$90,346	$630,570 (+32.61%) Building $630,570
2021			$475,505 Land $60,000 Building $415,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 Orchid Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 616 Orchid Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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