616 N Central Ave, Chicago, IL 60644 Property Records

Cook County property record for 616 N Central Ave, Chicago, IL 60644

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,224 sqft · built 1898
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2017)
Tax Bill	$1,621 (2023)
Deeds & Mortgages	Dec 2019 Loan Modification Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-215-023`

Property Details

APN / Parcel Number

Primary APN	`16-08-215-023`
Alternative APN	`16-08-215-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,200 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	616 N CENTRAL AVE
City	CHICAGO
State	IL
Zip	60644-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	(AUSTINS) SUB, COMPRISING THE W PART OF AUSTINVILLE, BEING AUSTIN & MERRICKS SUB OF WH NW SEC9 & EH NE SEC 08-39-13
Legal Range	13E
Legal Township	39N
Legal Section	08
Legal Subdivision	AUSTINS SUB
Legal Block	3
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2002
Census Tract	251400

Owner

616 N Central Ave is owned and occupied by an individual who bought it in August 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	616 N CENTRAL AVE, CHICAGO, IL 60644-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Dec 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 4, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Oct 26, 1994 · Amount on File
Deed Document Number	201710035
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	616 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	2002908026
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 N CENTRAL AVE CHICAGO IL 606441506, CHICAGO, IL 60644-1506

Mortgage

Document Number	2002908026
Date	Jan 29, 2020
Instrument	2908026

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate	4.12%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	616 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	2002947021
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 N CENTRAL AVE CHICAGO IL 606441506, CHICAGO, IL 60644-1506

Mortgage

Document Number	2002947021
Date	Jan 29, 2020
Instrument	2947021

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 4, 2017
Property Address	616 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	1721610035
Instrument Date	Jul 14, 2017
Instrument	21610035
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 N CENTRAL AVE CHICAGO IL 606441506, CHICAGO, IL 60644-1506

Mortgage

Document Number	1721610036
Date	Aug 4, 2017
Instrument	21610036

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $6,240 Building $17,760	$240,000 Land $62,400 Building $177,600
2023	$1,621.00 (+3.98%)
2022	$1,559.00 Homeowner's exemption	$11,000 Land $4,940 Building $6,060	$110,000 Land $49,400 Building $60,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · Severe Winter Storm And Snowstorm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 616 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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