616 Melissa Rd, Dunedin, FL 34698 Property Records

Pinellas County property record for 616 Melissa Rd, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1971
Lot Size	0.152 acres (6,604 sqft)
Owner	Individual Name on Record
Last Sale	$63,200 (Jan 2019)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R290232`

Property Details

APN / Parcel Number

Primary APN	`R290232`
Alternative APNs	`27-28-15-23292-004-0110` `281527232920040110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	968 sqft
Interior Walls	Composition

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	273 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R290232
Street Address	616 MELISSA RD
City	DUNEDIN
State	FL
Zip	34698-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNEDIN ISLES ADD BLK D, LOT 11
Legal Subdivision	DUNEDIN ISLES ADD
Legal Block	D
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1017
Census Tract	27107

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	616 MELISSA RD, DUNEDIN, FL 34698-5021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 21, 2025	Intrafamily Transfer, Transfer · Loan Assumption QUICKEN LOANS LLC
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	201927725
Deed Book / Page	20409 / 600
Last Transfer Date	Sep 26, 2025
Transfer Doc	0233330824
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 8, 2026
Property Address	616 MELISSA RD, DUNEDIN, FL 34698-5021
Document Number	0000181440
Book / Page	23618 / 2448
Instrument Date	Jun 30, 2026
Instrument	2026181440
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 MELISSA RD, DUNEDIN, FL 34698-5021
Investor	Possibly a Property Investor

Mortgage

Document Number	0000181440,
Date	Jul 8, 2026
Book Page	23618/2448
Instrument	2026181440

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.48%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 21, 2025
Property Address	616 MELISSA RD, DUNEDIN, FL 34698-5021
Document Number	0233330824
Book / Page	23333 / 824
Map Reference	MB 37 PG 16&17
Instrument Date	Sep 26, 2025
Instrument	2025298683
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 MELISSA RD, DUNEDIN, FL 34698-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 MELISSA RD, DUNEDIN, FL 34698-5021

Mortgage

Document Number	0023333829
Date	Oct 21, 2025
Instrument	23333/829

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	616 MELISSA RD, DUNEDIN, FL 34698-5021
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211122516
Date	Aug 7, 2020
Book Page	21112/2516
Instrument	2020235193

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,809.00 (+6.6%)
2024	$1,697.00 (+2.35%) Homeowner's exemption
2023	$1,658.00 (+3.69%) Homeowner's exemption
2022	$1,599.00 Homeowner's exemption	$1,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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