616 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 616 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	3,538 sqft
Owner	Company Name on File
Last Sale	$187,000 (Jun 2008)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-70-41-005.00`

Property Details

APN / Parcel Number

Primary APN	`026-70-41-005.00`

Interior

Stories	2 Stories
Building Area	3,538 sqft Total Area

Exterior

Exterior Material	Brick/Stone
Foundation Type	Stone
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Street Address	616 MAIN ST
City	PARIS
State	KY
Zip	40361-1817
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	2 - B & L - 616-618 MAIN ST (REMODEL-14) 2 APARTMENTS ABOVE
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3019
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

616 Main St, a commercial property, is owned by a company that bought it in June 2008.

Source: Bourbon County records, as of December 17, 2025

Owner of Record	Company Name on File
Mailing Address	540 E SECOND ST, LEXINGTON, KY 40508-1926
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2015	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Jul 20, 2022	Deed, Transfer FORCHT BANK NA
Jun 12, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2008 · Amount on File
Deed Sale	Jun 12, 2008 · Amount on File
Deed Document Number	87823
Deed Book / Page	275 / 360
Record Updated	Sep 20, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	616 MAIN ST, PARIS, KY 40361-1817
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000584/173
Date	Jul 1, 2015
Book Page	584/173

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jul 20, 2022
Property Address	616 MAIN ST, PARIS, KY 40361-1817
Document Number	000322/615
Book / Page	322 / 615
Instrument Date	Jul 13, 2022
Instrument	797299
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 W 12TH ST, PARIS, KY 40361-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E SECOND ST, LEXINGTON, KY 40508-1926

Mortgage

Document Number	000705/167
Date	Jul 20, 2022
Book Page	705/167
Instrument	797305

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 13, 2042

June 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Jun 12, 2008
Property Address	616 MAIN ST, PARIS, KY 40361-1817
Document Number	000275/360
Book / Page	275 / 360
Instrument Date	Jun 12, 2000
Instrument	87823
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1833, KITTY HAWK, NC 27949-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 MAIN ST, PARIS, KY 40361-1817

Tax Assessment & Valuation

The 2025 property tax bill for 616 Main St was $1,753.

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00	$525,000 Land $60,000 Building $465,000	$525,000 Land $60,000 Building $465,000
2023	$1,842.00	$525,000 Land $60,000 Building $465,000	$525,000 Land $60,000 Building $465,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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