Cedar County property record for 616 Main St, Lowden, IA 52255
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 12,268 sqft · built 1938 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Aug 2026) |
| Tax Bill | $3,950 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042008021300040 |
| Primary APN | 042008021300040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 12,268 sqft Gross Area |
| 1st Floor Area | 9,758 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 616 MAIN ST |
|---|---|
| City | LOWDEN |
| State | IA |
| Zip | 52255-9636 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOWDEN LOT 6 BLK 3 |
| Legal Subdivision | LOWDEN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 450100 |
616 Main St, a commercial property, is owned by a company that bought it in August 2026.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 616 MAIN ST, LOWDEN, IA 52255-9636 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · Line of Credit DEWITT BANK AND TRUST |
| Oct 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on File |
| Deed Sale | Aug 6, 2026 · Amount on File |
| Deed Document Number | 20262317 |
| Deed Book / Page | 1832 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Aug 6, 2026 |
| Property Address | 616 MAIN ST, LOWDEN, IA 52255-9636 |
| Document Number | 0000002317 |
| Book / Page | 1832 / 1 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20262317 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,479.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 616 MAIN ST, LOWDEN, IA 52255-9636 |
| Document Number | 0000002318, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 20262318 |
| Name | DEWITT BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 616 MAIN ST, LOWDEN, IA 52255-9636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1601 ELLIS BLVD NW, HILLS, IA 52235 |
| Document Number | 0001711/22 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 1711/22 |
| Instrument | 2023 2663 |
| Name | HILLS BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Address | HILLS, IA 52235 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 16, 2048 |
The 2026 property tax bill for 616 Main St was $3,950.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Lowden City |
| Unified School District | North Cedar Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,950.00 | $172,930 (-) Land $9,160 Building $163,770 | $172,930 (-) Land $9,160 Building $163,770 |
| 2025 | $3,950.00 (+0.15%) | $172,930 Land $9,160 Building $163,770 | $172,930 Land $9,160 Building $163,770 |
| 2024 | $3,944.00 | ||
| 2023 | $151,770 (+50.86%) Land $9,160 Building $142,610 | $151,770 Land $9,160 Building $142,610 | |
| 2022 | $2,100.00 | $100,600 Land $9,160 Building $91,440 | |
| 2021 | $100,600 Land $9,160 Building $91,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 616 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2015) |
| Most Recent Claim | Nov 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| F&B Communications Fiber | 2,000 / 2,000 |
| Windstream Fiber · DSL | 2,000 / 2,000 |
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