Henderson County property record for 616 Kenmure Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,817 sqft · built 1999 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,295,000 (Apr 2023) |
| Tax Bill | $4,075 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566842910 |
| Primary APN | 9566842910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,817 sqft Heated Area |
| 1st Floor Area | 3,082 sqft |
| Basement Area | 3,082 sqft |
| Finished Basement | 1,726 sqft |
| Unfinished Basement | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Area | 865 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 374 sqft |
| Deck Area | 38 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9937047 |
|---|---|
| Street Address | 616 KENMURE DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9937047~R- |
| Legal Description | KENMURE LOF-6 PHI |
| Legal Subdivision | KENMURE (2271) |
| Legal Phase | 1 |
| Legal Block | 84 |
| Legal Lot Number | 2910 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 931500 |
616 Kenmure Dr is owner-occupied and held in a trust since April 2023.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on File |
| Deed Sale | Apr 14, 2023 · Amount on File |
| Prior Sale | Dec 11, 2020 · Amount on File |
| Deed Document Number | 2023996262 |
| Deed Book / Page | 4032 / 466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 14, 2023 |
| Property Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Document Number | 0040320466 |
| Book / Page | 4032 / 466 |
| Map Reference | CAB A SL 46-A |
| Instrument Date | Apr 12, 2023 |
| Instrument | 1000996262 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Document Number | 1000996263 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 1000996263 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Change Frequency | 6 Months |
| Min Rate At Change | 11.7% |
| Max Rate At Change | 2.75% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037340532 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 3734/532 |
| Instrument | 956244 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 11, 2020 |
| Property Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Document Number | 0036150568 |
| Book / Page | 3615 / 568 |
| Map Reference | CAB A SL 46-A |
| Instrument Date | Dec 11, 2020 |
| Instrument | 940276 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 2ND LN, 129, KEY LARGO, FL 33037-4647 |
| Name | Verified Name |
|---|---|
| Address | 616 KENMURE DR, FLAT ROCK, NC 28731-9582 |
| Document Number | 940277 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 940277 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
The 2025 property tax bill for 616 Kenmure Dr was $4,075.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $945,500 Land $93,200 Building $852,300 | ||
| 2025 | $4,075.00 | ||
| 2023 | $938,600 Land $93,200 Building $845,400 | $945,500 Land $93,200 Building $852,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Kenmure Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Kenmure Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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