Allegany County property record for 616 Hill Top Dr, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,994 sqft · built 1958 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-004108 |
| Primary APN | 04-004108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,994 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,650 sqft (0.313 acres) |
| Lot Dimensions | 130 ft deep x 105 ft wide |
| Garage Type | Basement |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 004108 |
|---|---|
| Street Address | 616 HILL TOP DR |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 616 HILLTOP DR LOTS 12-13-14 105X130 BLK 8 JH |
| Legal Block | 8 |
| Legal Lot Number | 12-14 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 600 |
616 Hill Top Dr is owned and occupied by an individual.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 HILL TOP DR, CUMBERLAND, MD 21502-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 616 HILL TOP DR, CUMBERLAND, MD 21502-3612 |
| Document Number | 0025250451 |
| Book / Page | 002525 / 000451 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 HILL TOP DR CUMBERLAND MD 215023612, CUMBERLAND, MD 21502-3612 |
| Document Number | 25250455 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 002525/000455 |
| Name | 1ST UNITED BK NA |
|---|---|
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 616 Hill Top Dr was $1,678.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,900 Land $13,900 Building $187,000 | $200,900 Land $13,900 Building $187,000 | |
| 2025 | $1,678.00 | ||
| 2023 | $1,371.00 | $147,400 Land $13,900 Building $133,500 | $147,400 Land $13,900 Building $133,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Hill Top Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Hill Top Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, T-Mobile.
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