616 Hatfield Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 616 Hatfield Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1977
Lot Size	0.278 acres (12,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,900 (May 2017)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354560-000050`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354560-000050`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	12,101 sqft (0.278 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	12 sqft
Patio Area	132 sqft
Utility Building	40 sqft

Location & Zoning

Street Address	616 HATFIELD RD
City	WINTER HAVEN
State	FL
Zip	33880-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EMERALD ESTS UNIT 1 PB 65 PG 5 LOT 5
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	EMERALD ESTATES UNIT #1
Legal Tract	354560
Legal Block	2
Legal Lot Number	5
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2004
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 4, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	201785599
Deed Book / Page	10137 / 1932
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	616 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Document Number	0113101545
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	616 HATFIELD RD WINTER HAVEN FL 338801700, WINTER HAVEN, FL 33880-1700

Mortgage

Document Number	0113101545
Date	Jul 24, 2020
Book Page	011310/001545
Instrument	149134

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 23, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 4, 2017
Property Address	616 HATFIELD RD, WINTER HAVEN, FL 33880-1700
Document Number	0101371932
Book / Page	010137 / 001932
Instrument Date	May 3, 2017
Instrument	85599
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$951.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1009 N TOWER LN LAKE WALES FL 338533455, LAKE WALES, FL 33853-3455

Mortgage

Document Number	101371933
Date	May 4, 2017
Book Page	010137/001933
Instrument	85600

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,567 (+2.7%)	$199,096 (-6.44%) Land $30,000 Building $169,096
2025	$1,086.00 (-29.84%) Homeowner's exemption	$124,213 (+5.99%)	$212,806 (+0.34%) Land $30,000 Building $182,806
2023	$1,548.00 (+5.38%) Homeowner's exemption	$117,196 (+3%)	$212,087 (+9.65%) Land $29,000 Building $183,087
2022	$1,469.00 Homeowner's exemption	$113,783	$193,422 Land $24,000 Building $169,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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